Digital banking platform for Brazilian SMEs with payments and receivables management
Efí Bank operates a digital account and payments platform serving over 700,000 customers across Brazil since 2007. The tech stack is Node.js + TypeScript on AWS (Lambda, SQS, SNS, API Gateway) with MySQL and DynamoDB, indicating a microservices-first architecture built for transaction throughput. Current project focus—Open Finance, Pix integration, DataOps, and generative AI for predictive analytics—reveals a shift toward data-driven decisioning and regulatory compliance, while hiring acceleration across finance, data, and engineering suggests scaling both the platform and internal analytics capability.
Efí Bank is a Brazilian fintech providing digital accounts, payment processing, and receivables management for small and medium businesses. The platform covers payments, Pix transfers, credit cards, boleto processing, and open banking integrations through a REST API. Founded in 2007 and headquartered in Ouro Preto with offices in São Paulo and Recife, the company operates in the competitive Brazilian digital banking market. It is certified as a Great Place to Work and maintains 201–500 employees across finance, data, engineering, sales, and HR functions.
Node.js, TypeScript, JavaScript, MySQL, DynamoDB, Redis, and AWS infrastructure (Lambda, SQS, SNS, API Gateway, CloudWatch, ECS). Also uses Salesforce and Git.
More than 700,000 customers in Brazil across its digital account and payments offerings.
Digital accounts, payments, credit cards, Pix transfers, boleto processing, receivables management, and Open Finance API integrations for Brazilian businesses.
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