payabl. Tech Stack

Embedded payments platform connecting card acquiring, local methods, and banking services

Financial Services London 201–500 employees Founded 2011 Privately Held

payabl. operates a modular payments platform (payabl.one) spanning card acquiring, 300+ local payment methods, POS, business accounts, and card issuing. The tech stack is pragmatic and polyglot—Python + Django + FastAPI for core services, PHP + Laravel for legacy systems, MySQL + MariaDB for data, Docker + AWS/GCP for infrastructure—reflecting a platform built through acquisitions and integrations rather than greenfield. Active hiring in engineering, sales, design, and compliance roles across 8 countries signals geographic expansion, while projects cluster around onboarding standardization, API-driven banking-as-a-service, and creative studio buildout, suggesting a shift toward faster client activation and in-house content production.

Tech Stack 61 technologies

Core StackPython Docker GitLab AWS Django FastAPI PHP Laravel MariaDB MySQL Jira Confluence Figma Slack BambooHR HubSpot GitHub Salesforce Perl GCP Microsoft Office Google Workspace REST API HTML/CSS Jira Service Management Groovy PowerShell Apollo LinkedIn Excel+29 more

What payabl. Is Building

◆Challenges

Inefficiencies in onboarding process
Improving conversion rates
Centralizing due diligence activities
Acquiring new clients
Expanding local market share
Executive operational friction
Reducing architectural debt
Scaling transaction volume
Standardizing onboarding process
Expanding into new territories

▲Active Projects

Build components library
Contribute to a/b testing initiatives
Maintain design system
Api-based banking-as-a-service expansion
Global onboarding process
Build in-house creative studio
Drive creative innovation and ai adoption
Ai adoption in creative workflows
Cdd procedure update
Onboarding new clients

Hiring Activity

Accelerating55 roles · 35 in 30d

Department

Engineering

Sales

Design

Legal

Product

Marketing

Ops

Risk

Seniority

Senior

Mid

Manager

Lead

Junior

Director

Notable leadership hires: Head of CDD, Creative Head, Head of Creative, Head Sales, Head of Sales

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About payabl.

payabl. is a UK-headquartered fintech provider serving mid-market merchants and SMBs who need visibility and control across fragmented payment flows. The platform integrates card acquiring, regional payment methods (300+), point-of-sale systems, business accounts, and virtual card issuance into a single interface. Founded in 2011 and currently 201–500 employees, the company operates across Europe—with recruitment spanning the UK, Poland, Lithuania, Cyprus, Germany, Latvia, Ukraine, and Portugal—indicating both consolidation in core markets and expansion into emerging territories. The organization runs a blended go-to-market: direct sales paired with embedded-finance positioning, supported by in-house legal, risk, and design teams.

HeadquartersLondon

Company Size201–500 employees

Founded2011

Hiring MarketsCyprus, United Kingdom, Lithuania, Germany, Poland, Portugal, Ukraine, Latvia

Frequently Asked Questions

What tech stack does payabl. use?

Core backend: Python, Django, FastAPI. Secondary: PHP, Laravel. Data: MySQL, MariaDB. Infrastructure: Docker, AWS, GCP. Collaboration: GitLab, GitHub, Jira, Confluence, Slack. CRM: Salesforce, HubSpot.

What is payabl. working on?

API-based banking-as-a-service expansion, global onboarding standardization, design system maintenance, in-house creative studio buildout, and CDD procedure updates. Focused on reducing client acquisition friction and scaling transaction volume.