Small business banking platform with multi-account cash flow management
Relay is a fintech banking platform for small businesses built on TypeScript/React/Node.js with AWS infrastructure (PostgreSQL, DynamoDB, Aurora, Snowflake + dbt). The tech stack and project list signal a company scaling from core payments toward AI-driven insights: active builds include fraud detection simplification, cashflow forecasting, and a reporting platform. Hiring is broad across engineering, product, and marketing (57 open roles), with leadership gaps in lifecycle marketing and director-level product strategy suggesting growth-phase constraints on team depth.
Notable leadership hires: Lifecycle Marketing Lead
Relay provides small business banking and cash flow management through a fintech platform licensed through Thread Bank (FDIC-insured). The product features multi-account checking, spending controls via physical and virtual debit cards, ACH/check/wire payments, and role-based team access. Founded in 2018 and based in Toronto, Relay operates at 201–500 employees with active hiring across North America. The company is known as the official banking platform for Profit First methodology users.
Relay runs on TypeScript, React, and Node.js for frontend/backend, PostgreSQL and DynamoDB for databases, AWS infrastructure (Aurora, ElastiCache), and Snowflake + dbt for analytics. Datadog handles monitoring; Kubernetes for orchestration.
Current projects include AI-driven cashflow forecasting, fraud detection and prevention workflows, a reporting and insights platform, permissions redesign, and support operating model scaling. Go-to-market and feedback loop initiatives are also active.
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