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PayNearMe Tech Stack

Payment Experience Management platform for non-commerce verticals

Financial Services Santa Clara, California 201–500 employees Founded 2009 Privately Held

PayNearMe operates PayXM, a payment orchestration platform built for lending, iGaming, property management, and tolling verticals. The engineering and sales teams are hiring in parallel (8 roles each, 11 posted in 30 days) while the stack reflects infrastructure maturity: MySQL optimization, TiDB/ElastiCache/OpenSearch performance work, and Kubernetes-driven reliability initiatives dominate active projects. The shift toward FedNow adoption signals readiness for real-time settlement in an ACH-heavy product.

Tech Stack 27 technologies

Core StackRuby on Rails Salesforce MySQL Datadog Redis Go Jira Zendesk AWS Kubernetes Looker Docker GitHub Copilot Ruby PayPal Venmo Apple Pay Google Pay TiDB ElastiCache OpenSearch ActiveRecord RSpec Intacct ChatGPT SAST

AdoptingFedNow

What PayNearMe Is Building

◆Challenges

Regulatory compliance at scale
Improving system reliability
Ensuring production readiness
Enhancing incident response
Fixing bugs in payments platform
Increasing revenue
Optimizing system performance
Scaling customer implementations
Predictable revenue
Healthy unit economics

▲Active Projects

Onboarding new clients
Incident management improvement
Building next generation of internal tools and services
Client adoption
Quality & reliability program
Production readiness review process
Mysql query optimization
Performance work on tidb, elasticache, and opensearch
Strategic account plans
Scalable growth programs

Hiring Activity

Accelerating25 roles · 10 in 30d

Department

Engineering

8

Sales

8

Product

3

Security

2

Finance

1

Legal

1

Marketing

1

Support

1

Seniority

Senior

11

Staff

5

Director

3

Mid

3

Manager

1

Principal

1

VP

1

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About PayNearMe

PayNearMe provides a unified payment platform designed for businesses outside traditional commerce. The product, PayXM, consolidates payment types—cards, ACH, cash, and digital wallets (PayPal, Venmo, Apple Pay, Google Pay)—across a network of 62,000+ retail locations and digital channels. Core customers operate in consumer lending, iGaming, sports betting, property management, and tolling; use cases center on simplifying payment collection, reducing cost of acceptance, and improving customer satisfaction. The company is privately held, founded in 2009, and headquartered in Santa Clara.

HeadquartersSanta Clara, California

Company Size201–500 employees

Founded2009

Hiring MarketsUnited States

Frequently Asked Questions

What tech stack does PayNearMe use?

Ruby on Rails, Go, MySQL, TiDB, Redis, ElastiCache, OpenSearch, Kubernetes, AWS, Salesforce, Datadog, Looker, and integrations with PayPal, Venmo, Apple Pay, Google Pay.

What payment channels does PayNearMe support?

Cards, ACH, cash at 62,000+ retail locations, and digital wallets: PayPal, Venmo, Cash App Pay, Apple Pay, Google Pay. FedNow integration is in progress.