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Acko Tech Stack

Direct-to-consumer insurance platform for India's digital consumers

Technology, Information and Internet Bangalore, Karnataka 1,001–5,000 employees Founded 2016 Privately Held

Acko operates a D2C insurance platform serving over 200 million Indian customers, with tech infrastructure spanning AWS, Azure, GCP, Kubernetes, and PostgreSQL. The hiring mix is heavily skewed toward operations (17 roles) and support (7 roles), with engineering representing just 1 active position — a signal that Acko's immediate scaling challenge is operational execution and claims handling rather than platform development. Active projects reflect this: auto-claims automation, paperless journeys, and fraud detection sit alongside security hardening (bug bounty triage, DevOps security integration), indicating maturity in core underwriting but friction in back-office workflows.

Tech Stack 27 technologies

Core StackSonarQube Snyk AWS Docker Kubernetes Terraform Python Java Spring PostgreSQL DynamoDB AWS Lambda Microsoft Office Android iOS Trivy Azure GCP IAM Burp Suite MobSF OWASP ZAP Checkov Bash Hazelcast SQL Excel

What Acko Is Building

◆Challenges

Reducing claim processing time
Reducing documentation
Tracking operational metrics
Paperless claims journey
Identifying potential fraud
Resolving discrepancies
Ensuring compliance with irdai guidelines
Handling customer complaints
Ensuring documentation compliance
Managing task prioritization

▲Active Projects

Auto-claims management
Large-scale b2c product area
End-to-end repair journey of accidental vehicle
Procurement of parts
Paperless claims journey
Clinical ops project for new-age offline center
Sop development for clinical operations
Bug bounty triage program
Devops security integration
Security-first engineering culture

Hiring Activity

Decelerating35 roles · 7 in 30d

Department

Ops

17

Support

7

Product

3

Finance

2

Sales

2

Claims

1

Engineering

1

Healthcare

1

Seniority

Senior

24

Mid

8

Junior

2

Intern

1

Notable leadership hires: Partnership & Business Head

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About Acko

Acko is an insurance technology company founded in 2016 that pioneered the direct-to-consumer model in India. The product covers auto, health, and embedded microinsurance products distributed entirely through digital channels (web and mobile apps). The company serves customers across India from its Bangalore headquarters, operating a claims infrastructure designed around same-day settlements, instant renewals, and app-based tracking. Operations span claims management, clinical operations (for health products), and a full DevOps/security practice built on container orchestration and multi-cloud infrastructure.

HeadquartersBangalore, Karnataka

Company Size1,001–5,000 employees

Founded2016

Hiring MarketsIndia

Frequently Asked Questions

What tech stack does Acko use?

Acko's infrastructure combines AWS, Azure, and GCP for cloud compute, with Kubernetes for orchestration, PostgreSQL and DynamoDB for databases, and Java/Spring for backend services. Security tooling includes SonarQube, Snyk, Trivy, Burp Suite, and OWASP ZAP.

What is Acko working on?

Active initiatives include auto-claims automation, paperless claims workflows, fraud detection, and clinical operations for health insurance. Engineering focus includes DevOps security integration and a bug bounty triage program.