FCA-authorised cross-border remittance platform serving 1.3M+ customers across 100+ countries
ACE Money Transfer is a UK-regulated remittance operator processing payments across 100+ countries through 350,000+ payout locations. The tech stack reveals a mature fintech architecture: .NET Core + Angular on the web, native iOS/Android apps, Python for backend services, and PostgreSQL/DynamoDB for data persistence. Active hiring across finance, ops, and product (with engineering hiring at 5 roles) paired with pain-point intensity around AML compliance, real-time payment integration, and EMI scaling suggests a company in transition from high-touch remittance into a broader payments platform with stricter regulatory oversight.
Notable leadership hires: Operations Lead, Customer Experience Lead, Chief Operating Officer, Chief Marketing Officer, Head of Marketing
ACE Money Transfer, headquartered in Manchester and founded in 2002, is an FCA-authorised financial institution specialising in cross-border remittance and international payments. The company serves over 1.3 million customers globally, offering bank transfers, cash payouts, mobile wallet transfers, and international bill payments. Operations span seven hiring countries (Pakistan, United States, Ireland, United Kingdom, Bangladesh, Sri Lanka, India) with regulatory oversight from the FCA, HMRC, FINTRAC, AUSTRAC, Central Bank of Ireland, and KNF Poland. Current project focus includes digital product enhancement, pricing model development, user journey audits, and business intelligence reporting infrastructure.
Backend: Python, .NET Core, PHP; frontend: Angular, iOS, Android, Flutter; data: PostgreSQL, MySQL, SQL Server, DynamoDB; tools: Git, Power BI, Tableau, Riverpod, Redux. Currently adopting Appium for test automation.
Over 1.3 million customers worldwide across 100+ countries, supported by 350,000+ payout locations for cash and bank transfer delivery.
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