Zilch operates a fintech platform centred on BNPL and embedded finance, with heavy investment in data infrastructure (Looker, Tableau, Power BI, Snowflake, Airflow) and full-stack mobile development (React Native, iOS, Android). The hiring mix — tilted toward product and finance leadership (VP and director roles) rather than pure engineering — signals a pivot from consumer acquisition toward merchant partnerships and risk optimization. Active projects around partnership distribution, experimentation frameworks, and merchant-funded growth align with pain points in credit risk monitoring, approval rates, and scaling a merchant-subsidized model.
Tech Stack 32 technologies
Core StackLooker Tableau Power BI Java MySQL SQL Server AWS Terraform DynamoDB MongoDB React Angular TypeScript Docker Kubernetes Snowflake Apache Airflow Datadog Slack React Native Firebase TMS Spring Boot iOS Android Appium PactFlow CodePush Bitrise Styled Components+2 more
What Zilch Is Building
◆Challenges
- Monitoring credit risk exposure
- Building partnership pipeline from scratch
- Creating new revenue streams
- Optimizing merchant performance
- Scaling merchant-funded model
- Optimising credit approval rates
- Reducing loss rates
- Optimizing existing suite
- Balancing growth ambition with risk
- Optimizing underwriting frameworks
▲Active Projects
- Intelligent commerce platform
- Embedded finance partnership distribution
- Licensing core capabilities for new products
- Optimisation engine
- Experimentation framework
- Automated decisioning strategies
- Design experiments for merchant placements and shopping features
- Build measurement framework for merchant-funded growth
Hiring Activity
15 roles · 15 in 30d
Department
Seniority
Company intelligence