YouLend Tech Stack

Embedded financing platform for e-commerce and fintech partners

Financial Services London, England 201–500 employees Founded 2015 Privately Held

YouLend operates an embedded lending platform with a dual-layer tech stack: orchestration and API management built on C#/.NET Core and cloud infrastructure (AWS, Kubernetes, Terraform), paired with a data and analytics layer (Snowflake, dbt, BigQuery, Apache Airflow). Hiring skews heavily toward finance and sales roles—15 of 35 active positions—while engineering and data teams remain lean, suggesting YouLend is scaling underwriting capacity and partnership growth faster than platform development. Active projects span credit automation, risk modeling, and CI/CD infrastructure, pointing to internal friction between rapid product iteration and risk governance.

Tech Stack 46 technologies

Core StackJenkins GitHub Actions Azure DevOps Terraform Pulumi Helm Kubernetes C# Python TypeScript AWS AWS Lambda Datadog Prometheus Angular Stripe Shopify Snowflake dbt Apache Airflow Redshift BigQuery VPC IAM AWS EKS AWS Control Tower SQL NET Core Etsy GoDaddy+16 more

What YouLend Is Building

◆Challenges

Balancing risk and growth
Dynamic regulatory landscape
Expanding us business
Scaling credit risk function
Fraud prevention
Building new office
Expanding sales team
Scaling underwriting team
Improving risk engine workflows
Improving developer productivity

▲Active Projects

Launching innovative financing products
Ci/cd pipeline development
Credit process automation
Test automation strategy
Probability-of-default model development
Revenue-forecasting model development
Ci/cd pipeline improvement
Cloud-native deployment on aws
Microservices architecture development
Negotiating major partnerships and drafting agreements

Hiring Activity

Accelerating35 roles · 30 in 30d

Department

Finance

Sales

Engineering

Legal

Ops

Data

Product

Support

Seniority

Junior

Senior

Mid

Lead

Intern

Manager

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About YouLend

YouLend provides an embedded financing API that allows e-commerce, payments, and SaaS platforms to offer white-label lending products to merchants and consumers. Founded in 2015, the company operates across 9+ markets spanning the UK, EU, and US. The platform integrates with major partner ecosystems via API-first design and can deploy new financing products within a week of integration. Core operations span credit decisioning, underwriting automation, and risk management, supported by data infrastructure for probability-of-default and revenue forecasting. The company is headquartered in London with hiring active in the UK, US, and Germany.

HeadquartersLondon, England

Company Size201–500 employees

Founded2015

Hiring MarketsUnited Kingdom, United States, Germany

Frequently Asked Questions

What is YouLend's tech stack?

YouLend uses C#, .NET Core, TypeScript, and Python for application logic; AWS (EKS, Lambda, Control Tower), Kubernetes, and Terraform for infrastructure; Datadog and Prometheus for observability; and Snowflake, BigQuery, dbt, and Apache Airflow for data pipelines.

Is YouLend hiring engineers?

YouLend has 4 active engineering roles out of 35 total openings, with hiring velocity accelerating. Seniority mix includes senior, mid-level, and lead engineers. Positions are open in the UK, US, and Germany.

What is YouLend working on?

Current projects include launching new financing products, probability-of-default and revenue-forecasting models, credit process automation, microservices architecture, cloud-native AWS deployment, CI/CD pipeline improvements, and negotiating major partnership agreements.