TomoCredit Tech Stack

AI-powered credit underwriting and loan decisioning platform

Technology, Information and Internet San Francisco, CA 51–200 employees Privately Held

TomoCredit builds AI-driven credit underwriting and loan decisioning for lenders and consumers. The hiring profile is heavily weighted toward marketing (12 roles) and product/engineering (8 combined), with accelerating velocity—a pattern that signals early-stage demand generation and product-market refinement rather than infrastructure scaling. The tech stack is consumer-facing (React, React Native, Braze, Mixpanel) layered over data infrastructure (PostgreSQL, Redshift, Lambda), and the project list centers on activation, conversion, and personalization, indicating the company is balancing core lending product with go-to-market motion.

Tech Stack 40 technologies

Core StackJira Confluence Google Analytics Mixpanel Bill.com React JavaScript TypeScript GraphQL Node.js AWS React Native PostgreSQL Redshift AWS RDS CloudWatch AWS Lambda Braze HubSpot HTML5 CSS Apollo AWS EBS Meta TikTok YouTube Google Workspace Hightouch Instagram Snapchat+7 more

What TomoCredit Is Building

◆Challenges

Replace outdated credit system
Improving activation and paid conversion metrics
Building processes from scratch
Increasing retention rates
Maximizing lifetime value
Scaling paid social efforts
Open access to banking
Scaling efficiently and effectively
Scaling technology stack
Subscription conversion

▲Active Projects

Activation & conversion engine
Paid social media campaigns
Dynamic social media presence
Ai-powered personalization
Segmentation & personalization
Full-funnel lifecycle strategy
General ledger financial close process
Content strategy optimization
Cloud-based solutions
Robust apis

Hiring Activity

Accelerating20 roles · 15 in 30d

Department

Marketing

Engineering

Product

Finance

Seniority

Senior

Director

Junior

Mid

Intern

Manager

Lead

Notable leadership hires: Marketing Director

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About TomoCredit

TomoCredit operates an AI and machine learning platform for credit underwriting and loan decisioning, positioned at the intersection of fintech and consumer lending. The platform enables lenders to expand their addressable markets by automating and improving credit risk assessment, while helping consumers access credit products and manage personal finances. Based in San Francisco with 51–200 employees, the company is growing across marketing, product, and engineering. The technical foundation spans React and Node.js front-ends, AWS infrastructure (Lambda, RDS, Redshift), and behavioral analytics (Mixpanel, Braze). Current challenges include replacing legacy credit systems, optimizing conversion funnels, and scaling paid social acquisition.

HeadquartersSan Francisco, CA

Company Size51–200 employees

Hiring MarketsUnited States

Frequently Asked Questions

What tech stack does TomoCredit use?

TomoCredit uses React, React Native, Node.js, and TypeScript for application development; PostgreSQL and Redshift for data; AWS Lambda, RDS, and EBS for cloud infrastructure; and Mixpanel, Braze, and Hightouch for analytics and activation.

What is TomoCredit working on?

Current projects include an activation and conversion engine, AI-powered personalization, segmentation strategies, paid social media scaling, full-funnel lifecycle strategy, and general ledger financial close processes.