Tendo by Tonik Tech Stack

Employee benefits and embedded finance platform for Philippine enterprises

Financial Services Makati, National Capital Region 51–200 employees Founded 2018 Privately Held

Tendo is a licensed fintech provider (SEC and BSP regulated) selling employee wellness and lending products to mid-market enterprises in the Philippines. The hiring mix is heavily weighted toward sales (8 roles) and marketing (4 roles) with 12 positions posted in the last 30 days, signaling aggressive enterprise go-to-market expansion. Active projects center on embedded finance integrations, enterprise targeting, and funnel optimization—indicating a shift from consumer lending toward B2B2C embedded credit distribution.

Tech Stack 11 technologies

Core StackJira Confluence Power BI Python pandas NumPy Notion Excel Google Sheets SQL matplotlib

What Tendo by Tonik Is Building

◆Challenges

Expanding enterprise client base
Expanding lending footprint
Identifying new market opportunities
Providing affordable credit to underserved workers
Improving funnel efficiency
Conversion performance
Underperforming partners
Missed milestones
Performance gaps
Optimizing lending funnel

▲Active Projects

Positioning employee financial wellness solutions
Develop strategic sales plan targeting enterprise client
Expanding enterprise client base within fintech sector
Embedded finance integrations across sectors
Co-design sector-specific financial solutions
Automation rollout
Lifecycle journeys rollout
Special partner initiatives
Performance improvement efforts
Design a/b tests for conversion optimization

Hiring Activity

Accelerating20 roles · 10 in 30d

Department

Sales

Marketing

Data

Finance

Support

Product

Seniority

Junior

Mid

Senior

Manager

Notable leadership hires: Acquisition Head

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About Tendo by Tonik

Tendo operates as a regulated financial services provider delivering life and health insurance, savings accounts, cash loans, and employee rewards programs to enterprises across the Philippines. Founded in 2018 and based in Makati, the company serves mid-market employers seeking to offer financial wellness and lending to their workforce. The product suite spans insurance underwriting, lending origination, and employee engagement platforms. Current focus areas include scaling enterprise partnerships, developing sector-specific financial products, and expanding lending distribution through embedded finance channels.

HeadquartersMakati, National Capital Region

Company Size51–200 employees

Founded2018

Hiring MarketsPhilippines

Frequently Asked Questions

What is Tendo by Tonik's tech stack?

Tendo uses Jira, Confluence, and Notion for operations; SQL, Python, pandas, NumPy, and matplotlib for data analytics; and Power BI for business intelligence and reporting.