tbi bank Tech Stack
Regional digital bank scaling alternative payments and retail credit across Southeast Europe
tbi bank operates a mobile-first banking platform across Bulgaria, Romania, Greece, and Germany, serving 2.7 million customers through 38,000+ merchant partnerships. The tech stack is web-native (Laravel, Vue, SQL Server, Power BI) rather than legacy-banking-heavy, and hiring spans compliance, data, and product teams equally — signaling simultaneous investment in risk/fraud infrastructure and digital modernization. Active projects reveal internal tension: fraud detection and anti-financial-crime labs run parallel to personal loans product development and go-to-market execution, suggesting the bank is scaling faster than its monitoring systems can absorb.
Tech Stack 49 technologies
What tbi bank Is Building
◆Challenges
- Fraud detection
- Rapid business expansion
- Risk assessment
- Ensuring compliance with data governance
- Value optimization
- Digital product modernization
- Resource allocation decisions
- Monitoring fraud and criminal trends
- Optimizing risk and fraud systems
- Lack of modern digital banking system
▲Active Projects
- Anti-financial crime prevention lab
- Risk and fraud systems optimization
- Quality control process implementation
- Personal loans product development
- Implementation of the main collection processes
- Business forecasting and scenario analysis
- Financial modeling for business planning
- Integrated marketing campaigns across digital platforms
- Go-to-market strategy for new features and updates
- Internal process automation
