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Lendable Tech Stack

AI-powered lending and savings platform for UK and US consumer credit markets

Financial Services London, Greater London 51–200 employees Founded 2014 Privately Held

Lendable operates a consumer lending and savings platform built on Python, PostgreSQL, Kubernetes, and React Native, with a heavy focus on real-time credit decisioning and personalized product recommendations. The tech stack reveals a mature, full-stack engineering organization scaling microservices infrastructure (Kubernetes, ArgoCD, RabbitMQ) alongside modern frontend tooling (Next.js, React, TypeScript). Active projects span credit-decisioning optimization, multi-market expansion (US unsecured loans and credit cards), and AI integrations — signaling a shift from legacy product rebuilds toward data-driven lending automation and cross-border growth.

Tech Stack 64 technologies

What Lendable Is Building

Challenges

  • Improving marketing conversion efficiency
  • Rebuilding consumer finance products
  • Rebuilding legacy products
  • Dated systems and painful processes
  • Expanding into new markets
  • Optimising pricing strategy
  • Customers experiencing financial difficulty
  • Optimizing credit decisioning
  • Adapting to external economic conditions
  • Complexity and volume of data-driven decisions

Active Projects

  • Autolend
  • Credit decisioning optimisation
  • Us unsecured loans and credit cards model development
  • Unified operational reporting layer
  • Zable app analytics
  • Launch new products
  • Lendable loans
  • Ai integrations and data sources
  • Promotions and pricing strategy
  • Ai-driven hr workflow automation

Hiring Activity

Steady100 roles · 30 in 30d

Department

Engineering
20
Finance
16
Data
15
Ops
13
Marketing
9
Product
9
Support
9
Security
5

Seniority

Senior
41
Mid
25
Junior
12
Manager
12
Staff
5
Lead
3
Intern
2
Principal
1
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About Lendable

Lendable is a fintech platform delivering lending, credit cards, car finance, and savings products to UK and US consumers through its core app and Zable (a financial superapp). The company uses proprietary machine-learning models trained on over a decade of internal credit data to make instant lending decisions and offer personalized rates across multiple credit products. Lendable operates as the UK's largest non-bank lender for loans and one of the country's largest credit-card issuers, with growing US presence. The platform processes borrowing and savings workflows at scale, integrating loans, refinancing, insurance, and utility bill management into a single dashboard.

HeadquartersLondon, Greater London
Company Size51–200 employees
Founded2014
Hiring MarketsUnited Kingdom, United States, Canada

Frequently Asked Questions

What tech stack does Lendable use?

Lendable's stack includes Python, SQL, PostgreSQL, Kubernetes, Docker, AWS, RabbitMQ, Datadog, and React Native. Backend is built on Symfony and Laravel; frontend uses Next.js, React, and TypeScript. CI/CD runs on GitHub Actions and ArgoCD.

Is Lendable hiring engineers?

Yes. Lendable has 20 active engineering roles open (20% of current 103 total roles), with a senior-heavy profile: 41 senior hires across all departments in recent cycles.

What countries does Lendable hire in?

Lendable actively hires in the United Kingdom, United States, and Canada, reflecting its expansion beyond the UK into North American lending markets.

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