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KOHO Tech Stack

Canadian fintech platform with banking operations and regulated product suite

Financial Services Vancouver, BC 201–500 employees Founded 2014 Privately Held
koho.ca LinkedIn

KOHO operates a consumer fintech platform anchored by a Mastercard and a full banking infrastructure—evident from active projects around bank operationalization, AML programs, and second-line controls testing. The tech stack (Python, AWS, PostgreSQL, Kafka, Airflow, dbt, Redshift) supports both consumer-facing features and heavy data/reporting work, while hiring velocity is accelerating across finance, product, and data roles, with director-level and compliance-focused positions open—a pattern typical of firms moving from startup to regulated operator.

Tech Stack 24 technologies

Core StackPython AWS Go PostgreSQL DynamoDB RabbitMQ Angular React Datadog dbt NetSuite AWS Glue AWS Lambda Redshift Terraform Apache Airflow Apache Spark BambooHR Ionic Jinja

What KOHO Is Building

◆Challenges

  • Scaling product reporting pipelines
  • Operationalizing a regulated bank
  • Unlocking incremental gross profit
  • Risk appetite management
  • Identifying emerging operational risks
  • Implementing bpo for controls testing
  • Standing out in crowded fintech market
  • Maintaining data infrastructure
  • Ensuring accurate fund reporting
  • Developing second line controls testing program

▲Active Projects

  • Design and launch new financial products and features
  • Operationalize a regulated bank
  • Aml program implementation
  • Loss forecasting model
  • Second line controls testing program
  • Bpo independent controls testing execution
  • Enterprise-wide risk and control self-assessments
  • Product reporting pipelines for cross-domain launches
  • Product reporting infrastructure for dashboards
  • Brand-building campaigns

Hiring Activity

Accelerating20 roles · 10 in 30d

Department

Finance
4
Product
4
Data
3
Legal
3
Marketing
2
HR
1
Risk
1
Security
1

Seniority

Senior
12
Director
2
Manager
2
Mid
2
C-Level
1

Notable leadership hires: Director New Businesses, Chief Compliance Officer

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About KOHO

KOHO is a Canadian fintech serving over 1.7 million users with an integrated money platform: spend via Mastercard, earn through rewards and credit-building tools, borrow, and budget—all in one app. Founded in 2014 and based in Vancouver, the company operates as a regulated entity managing deposit-taking, lending, and credit products. The product layer (Angular, React, Ionic for mobile) integrates with backend services (Go, PostgreSQL, DynamoDB) and a mature data pipeline (Airflow, Spark, dbt, Redshift) to support cross-product reporting and analytics. The business operates across consumer acquisition, risk management, and increasingly, regulatory compliance infrastructure.

HeadquartersVancouver, BC
Company Size201–500 employees
Founded2014

Frequently Asked Questions

What technology stack does KOHO use?

Python, Go, AWS (Lambda, Glue, Redshift), PostgreSQL, DynamoDB, RabbitMQ, Apache Airflow, Apache Spark, dbt, Terraform, Datadog, Angular, React, Ionic, NetSuite, and Jinja for templating and data transformation.

How many users does KOHO serve?

Over 1.7 million users across Canada, with products covering spend, earn, borrow, credit building, and budgeting in a single app.

How this profile is built

KOHO's technology stack, projects, and hiring signals are inferred from public hiring and company data — career pages, public listings, and company web presence — then clustered and de-duplicated. Figures are estimates that refresh over time. Read our full methodology →

This is not an official vendor or customer list. It is a technology-adoption signal inferred from public data, intended for B2B research.