Lease-to-own and installment financing for non-prime consumers and retailers
Koalafi finances purchases for non-prime consumers through retailers and e-commerce platforms, operating a dual-platform tech stack (Salesforce for merchant operations, React/Go/Postgres for customer-facing systems) while modernizing legacy infrastructure into cloud microservices. Current hiring velocity is accelerating across engineering and product, with active projects centered on a new installment loan product, fraud controls, and AI-assisted tooling—suggesting a push to scale underserved customer segments and automate risk workflows.
Notable leadership hires: Engineering Lead, DevOps Lead
Koalafi provides lease-to-own and installment financing for non-prime consumers, partnering with in-store and e-commerce retailers (integrated with Shopify, Magento, WooCommerce, BigCommerce). The company operates financing and credit-reporting operations from Washington, DC, serving customers who lack access to traditional credit. The platform includes merchant management tools (Salesforce-based), consumer-facing mobile and web applications, and internal loan servicing and risk infrastructure. Founded in 2014, the company has grown to 201–500 employees and is actively scaling its product suite and technical operations.
Core platform: React, Go, PostgreSQL, TypeScript. Mobile: iOS, Android, Kotlin. Backend: AWS, Kubernetes, SQL Server. Merchant integration: Shopify, Magento, WooCommerce, BigCommerce. Operations: Salesforce (Sales Cloud, Service Cloud, Apex), Salesforce CLI, dbt, Snowflake, Tableau.
Active projects include a next-generation customer interface, a non-prime installment loan product, fraud policy development, third-party loan servicing integration, AI-powered workflow automation, and modernization of legacy systems to cloud-based microservices.
Koalafi's technology stack, projects, and hiring signals are inferred from public hiring and company data — career pages, public listings, and company web presence — then clustered and de-duplicated. Figures are estimates that refresh over time. Read our full methodology →
This is not an official vendor or customer list. It is a technology-adoption signal inferred from public data, intended for B2B research.