Koalafi Tech Stack

Lease-to-own financing platform for non-prime retail

Financial Services Washington, DC 201–500 employees Founded 2014 Privately Held

Koalafi powers point-of-sale and eCommerce financing for retailers serving non-prime consumers. The tech stack reveals active modernization: SQL + PostgreSQL + Snowflake + dbt for analytics, React + TypeScript + Go for applications, and Kubernetes for orchestration—with explicit .NET/C# replacement underway. Active projects around real-time decisioning, loss forecasting, and model monitoring suggest ML is central to their credit-risk machinery, not peripheral.

Tech Stack 40 technologies

Core StackReact Go AWS SQL Server PostgreSQL TypeScript Kotlin Java Canva Confluence C# dbt Snowflake Tableau Slack Salesforce Shopify Magento Kubernetes SQL iOS Android Microsoft Office Excel Word Articulate Storyline ChatGPT WooCommerce BigCommerce Salesforce Sales Cloud+9 more

Replacing.NET C#

What Koalafi Is Building

◆Challenges

Improving system reliability
Supporting audits and compliance
Identity theft losses
Modernizing legacy systems
Credit risk modeling
Fraud mitigation
Loss mitigation efforts
Scaling core systems
Model performance drift
Migrating legacy .net systems

▲Active Projects

Real-time decisioning platform
Non-prime installment loan product
Model monitoring frameworks
Direct-to-consumer growth testing
Migration of legacy .net systems
Modernizing backend and frontend systems
Automation projects
Loss forecasting model
Next generation financing application interface
Salesforce ci/cd automation

Hiring Activity

Steady50 roles · 20 in 30d

Department

Engineering

Data

Product

Sales

Support

Finance

Ops

Marketing

Seniority

Senior

Mid

Junior

Lead

Manager

Director

Staff

Notable leadership hires: Technical Lead

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About Koalafi

Koalafi operates a lease-to-own financing platform that connects non-prime consumers with retail merchants. Merchants use Koalafi's in-store and eCommerce integrations (compatible with Shopify, Magento, WooCommerce, and BigCommerce) to offer financing to customers who would not qualify for traditional credit. The company reports consumer transactions to credit bureaus and handles the entire loan lifecycle—underwriting, servicing, collections, and loss mitigation. Operations span 201–500 employees across engineering, data, product, and sales functions, headquartered in Washington, DC.

HeadquartersWashington, DC

Company Size201–500 employees

Founded2014

Hiring MarketsUnited States

Frequently Asked Questions

What technology stack does Koalafi use?

Core platform: SQL, PostgreSQL, Snowflake, dbt, React, TypeScript, Go, Kubernetes. Integrations: Shopify, Magento, WooCommerce, BigCommerce. Analytics: Tableau. CRM/automation: Salesforce, Slack. Currently replacing .NET and C# legacy systems.

What is Koalafi working on?

Priority projects: real-time decisioning platform, non-prime installment loan product, loss forecasting model, model monitoring frameworks, legacy .NET migration, and modernizing backend/frontend systems.