Company profile

Kikoff Tech Stack

Consumer credit-building platform with tradelines and AI financial tools

Software Development San Francisco, CA 201–500 employees Founded 2019 Privately Held

Kikoff runs a consumer credit-building app on Python and Ruby across AWS and GCP, with TensorFlow and PyTorch powering ML work like cash advance underwriting. A heavy lifecycle-messaging layer (Braze, Iterable, Customer.io) and repeated pains around engagement, retention and paid-social CAC show growth marketing is a core pressure, while sales hiring and an in-house SDR build point to a B2B push via Kikoff Enterprise.

Tech Stack 98 technologies

Core StackReact Iterable Braze Customer.io Python Ruby TensorFlow PyTorch AWS Docker Kubernetes Snowflake dbt Dagster SendGrid Twilio AppsFlyer Amplitude Metabase Ashby Miro Figma Chime Venmo PayPal GCP Telnyx LinkedIn Recruiter AWS ECS AWS Fargate+59 more

What Kikoff Is BuildingChallenges and projects from their job posts

◆Challenges

Scaling payment infrastructure
Low user engagement and retention
Optimizing monetization performance
Improving CAC/ROAS on paid social acquisition
Reducing incidents
Scaling AI-driven personalization

▲Active Projects

Cash advance underwriting model
Credit building tradeline product
Scaling Kikoff Enterprise
Building in-house SDR team and outreach playbooks
User acquisition campaign and creative optimization

Hiring Activity

Steady35 roles · 6 in 30d

Department

Engineering

Marketing

Sales

Finance

Product

Design

Legal

Data

Seniority

Senior

Manager

Director

Staff

Junior

Mid

Lead

Notable leadership hires: Head of Design, FP&A Director

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About Kikoff

Kikoff is a San Francisco-based fintech founded in 2019 that helps consumers build credit. Its core offering is a credit account that functions as a reported tradeline, complemented by rent and bill reporting and an AI-driven debt negotiation tool. The company is privately held and employs 201-500 people, hiring in the United States across engineering, marketing, sales, finance, product, design and legal. Its data platform runs on Snowflake, dbt and Dagster, with containerized services on Docker, Kubernetes and AWS ECS/Fargate.

HeadquartersSan Francisco, CA

Company Size201–500 employees

Founded2019

Hiring MarketsUnited States

Frequently Asked Questions

What tech stack does Kikoff use?

Kikoff uses React, Python, Ruby, AWS, GCP, Docker, Kubernetes, Snowflake, dbt, Dagster, TensorFlow and PyTorch, plus Braze, Iterable, Customer.io, Twilio, AppsFlyer and Amplitude for growth and messaging.

Is Kikoff hiring engineers?

Yes. Engineering is Kikoff's largest hiring area, skewed toward senior and staff levels, alongside marketing, sales, finance and product roles, all based in the United States.

What is Kikoff working on?

Job posts point to its credit building and tradeline products, a cash advance underwriting model, scaling Kikoff Enterprise, and optimizing paid user acquisition campaigns.

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How this profile is built

Kikoff's technology stack, projects, and hiring signals are inferred from public hiring and company data — career pages, public listings, and company web presence — then clustered and de-duplicated. Figures are estimates that refresh over time. Read our full methodology →

This is not an official vendor or customer list. It is a technology-adoption signal inferred from public data, intended for B2B research.