Cost-sharing ministry managing $13B in member healthcare expenses
Christian Healthcare Ministries operates a peer-to-peer health cost-sharing network for Christians, with over 40 years of operational history. The tech stack is enterprise-standard (HubSpot, SQL Server, C#, Azure, AWS) but the hiring mix reveals operational strain: 8 healthcare roles, 7 support, and only 2 engineering positions against active pain points in data integrity, application stability, and infrastructure security — suggesting a mission-critical system under-resourced for its scale.
CHM is a 501(c)(3) nonprofit that facilitates voluntary health cost-sharing among participating Christians across the United States and internationally. Members contribute to a shared fund that pays for each other's medical bills rather than purchasing traditional insurance. Since 1981, the ministry has satisfied over $12 billion in healthcare costs. The organization operates with approximately 200–500 employees and is based in Barberton, Ohio. CHM markets participation through multiple tiers and serves individual families, churches, and businesses.
CHM is a nonprofit, voluntary cost-sharing ministry where participating Christians contribute to meet each other's medical bills. Founded in 1981, it has satisfied over $12 billion in healthcare costs and operates as a 501(c)(3) tax-exempt organization, not a health insurance company.
CHM uses HubSpot, SQL Server, C#, Azure, AWS, Microsoft 365, and Mailchimp. Infrastructure includes Cisco, Palo Alto Networks, VMware, and Hyper-V virtualization, with Linux and Windows across endpoints.
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