Consigned credit cards and personal loans for Brazilian salary earners
Amigoz offers consigned credit products (cards and loans) targeting Brazilian CLT employees and public servants. The stack spans Python + Django + FastAPI on the backend with Flutter mobile, PostgreSQL + MongoDB for data, and Azure/AWS/GCP for infrastructure—a pattern typical of fintech startups in early scaling. Hiring velocity is accelerating with a junior-heavy engineering mix (6 of 10 active roles), suggesting rapid product iteration on card and loan products rather than deep platform engineering. Active projects center on product evolution for both card offerings, pricing models, and BI/data governance—consistent with a company tackling compliance complexity (LGPD, regulatory controls) while growing transaction volume.
Founded in 2022, Amigoz is a financial services company in São Paulo offering consigned credit products designed for Brazilian wage earners. The product portfolio includes a consigned debit card, a consigned benefits card with wellness/health perks, and personal loans for employees with formal employment contracts. The company operates at the intersection of fintech and traditional lending, combining direct payroll deduction (consignado) mechanics with digital-first onboarding. Current operational focus spans product scaling, regulatory compliance, and internal data infrastructure to support pricing and risk decisions across growing transaction volumes.
Backend: Python, Django, FastAPI. Databases: PostgreSQL, MySQL, MongoDB, Redis. Mobile: Flutter with Dart. Infrastructure: Azure, AWS, GCP, Docker, Kubernetes. CI/CD: GitHub Actions, GitLab CI/CD, AWS CodePipeline. Analytics: Power BI.
Consigned debit cards with payroll deduction, consigned benefits cards with health/wellness discounts, and consigned personal loans (Crédito Consignado CLT) targeting Brazilian employees with formal contracts.
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