Zip Co Tech Stack

ASX-listed fintech operating point-of-sale credit and digital payments across ANZ and US

Financial Services Sydney 1,001–5,000 employees Founded 2013 Public Company

Zip Co is a public fintech operating dual payment rails—point-of-sale credit and digital payments—across Australia, New Zealand, and the US. The tech stack reveals a mobile-first architecture (React Native, Swift, Kotlin) paired with heavy-duty data infrastructure (Kafka, Snowflake, Databricks, dbt), typical of companies processing high-transaction volume and scaling compliance. Active projects signal a major technical consolidation: migrating native iOS/Android apps to React Native while building observability and internal governance systems—a shift toward engineering efficiency and operational maturity.

Tech Stack 80 technologies

Core StackReact Native TypeScript Swift SwiftUI Kotlin Jetpack Compose Kafka SQL Server Oracle PostgreSQL AWS Kubernetes Docker React Next.js C# .NET Java Databricks Snowflake dbt Python Apache Spark RxSwift RxJava iOS SnapKit Spring Boot NET Core SQL+46 more

AdoptingReact Native OpenAI Anthropic

What Zip Co Is Building

◆Challenges

Complex system migrations
Platform modernization
Delivering seamless, secure checkout experiences
Sox compliance readiness
High-throughput transaction processing
Transitioning native apps to react native
Performance and reliability of rewards system
Non compliance remediation
Reduce merchant friction
Platform transformations

▲Active Projects

Transition of native apps to react native
Mobile platform modernization
Model lifecycle management
Checkout product integration and evolution
Observability system design
Design system and component libraries
Technical setup governance
Rewards engine
Core payments engine
Internal applications

Hiring Activity

Steady75 roles · 30 in 30d

Department

Engineering

Finance

Data

Product

Ops

Executive

Legal

Marketing

Seniority

Senior

Lead

Manager

Mid

Director

Staff

Junior

Principal

Notable leadership hires: Tax Lead

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About Zip Co

Zip Co Limited is an ASX-listed digital financial services company founded in 2013. The company connects millions of customers with tens of thousands of merchants across Australia, New Zealand, and the US via point-of-sale credit and digital payment products. With 1,001–5,000 employees, the organization operates two regional business units (ANZ and US) and maintains a technical footprint spanning mobile, payments infrastructure, and data platform teams. The hiring mix is engineering-heavy, with active roles skewed toward senior and lead-level engineers, suggesting focus on system migration and reliability work rather than rapid feature expansion.

HeadquartersSydney

Company Size1,001–5,000 employees

Founded2013

Hiring MarketsUnited States, Australia

Frequently Asked Questions

What tech stack does Zip Co use?

Mobile: React Native, Swift, Kotlin with iOS/SwiftUI. Backend: Spring Boot, .NET Core, Java. Data: Kafka, Snowflake, Databricks, dbt. Infrastructure: AWS, Kubernetes, Docker. Databases: PostgreSQL, SQL Server, Oracle.

What is Zip Co working on?

Core projects: migrating native mobile apps to React Native, modernizing mobile platform, building observability systems, designing component libraries, managing checkout evolution, scaling a rewards engine, and implementing SOX compliance readiness.