Operational platform for private credit deal execution and servicing
PactFi replaces email and spreadsheet workflows in private credit with a coordinated, data-driven platform. The stack—Laravel, Vue, React, SQL Server—reflects a traditional full-stack web architecture, but the hiring mix reveals infrastructure strain: support and QA scaling dominate the roadmap (client enablement, QA automation frameworks, scaling support to 50+ headcount), while adopting OpenAI and AWS Bedrock signals early-stage AI integration for deal operations. Pain points cluster around automation lag and onboarding friction, typical of young fintech platforms hitting their first customer-scaling wall.
PactFi operates a workflow and data platform for private credit operations, launched in 2023. The company works with asset managers and credit funds to coordinate deal execution, documentation, and servicing across multiple counterparties—replacing fragmented tools with shared processes and real-time coordination. The platform has processed more than $300 billion in deal volume across more than 250 counterparties and 3,000 fund entities, with adoption concentrated among large institutional credit asset managers. At 11–50 employees and headquartered in New York, the company is early-stage but focused on the operational backbone of alternative credit markets.
Backend: Laravel, PHP, MySQL, SQL Server, Redis. Frontend: Vue, React, Vuetify. DevOps/testing: Jenkins, Playwright, Selenium, Cypress, Xray. The team is actively adopting OpenAI and AWS Bedrock.
Current priorities include RESTful API development for client onboarding, financial data provider integrations (KYC/AML), data normalization middleware, QA automation framework buildout, and support workflow improvements.
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