Open finance API connectivity platform for financial institutions
Ninth Wave operates a data connectivity layer for banks and financial services firms, built on Java/Spring with SQL Server and AWS infrastructure. Active projects reveal a company in mid-architecture transition: reverse-engineering legacy database schemas, redesigning for query optimization, and simplifying third-party integration experiences. The pain-point stack (modernizing legacy databases, reducing time-to-market for integrations, scaling database architecture) signals that Ninth Wave is managing both internal technical debt and external developer friction — two sides of the same platform problem.
Ninth Wave provides secure data connectivity and API orchestration for retail banks, wealth managers, credit card issuers, and tax providers. The platform serves as a single integration point between financial institutions, aggregators, third-party applications, and internal systems, with configurable controls for data sharing oversight. Founded in 2018 and based in New York, the company operates across the full open finance stack — ingest, validation, routing, and governance — serving mid-market and enterprise financial institutions navigating increasingly complex multi-party data ecosystems.
Core backend: Java, Spring Boot, Hibernate, and SQL Server on AWS RDS. Cloud: AWS (primary), Azure, GCP. Search/observability: Elasticsearch, OpenSearch, CloudWatch. Identity: OAuth, IAM. Frontend templates: Thymeleaf, Spring MVC.
Schema modernization and query optimization for legacy database environments; payments APIs product development; simplifying integration experiences for third-party developers; and new product launches leveraging the platform.
Ninth Wave's technology stack, projects, and hiring signals are inferred from public hiring and company data — career pages, public listings, and company web presence — then clustered and de-duplicated. Figures are estimates that refresh over time. Read our full methodology →
This is not an official vendor or customer list. It is a technology-adoption signal inferred from public data, intended for B2B research.