Company profile

iwoca Tech Stack

Small business lending and working capital via API and credit decisioning

Financial Services West End, England 201–500 employees Founded 2012 Privately Held

iwoca lends to UK and German SMEs, running credit models on a Python data-science stack (Pandas, scikit-learn, statsmodels) alongside Experian bureau data. New adoption of Outbrain, Taboola and LinkedIn Ads, plus a native advertising launch project, points to a push beyond search-led acquisition. Hiring skews toward sales, finance and support over engineering, and the company is building out a separate insurance venture.

Tech Stack 43 technologies

Core StackHubSpot Slack Python Django Looker React TypeScript Cursor Pandas NumPy scikit-learn PostgreSQL Ashby Power BI Google Ads FastAPI Flask MySQL SQL Server Oracle Webflow Experian SciPy SQLAlchemy LinkedIn Recruiter statsmodels Bing Google Search Bing Ads Starlette+10 more

AdoptingLinkedIn Ads Outbrain Taboola

What iwoca Is BuildingChallenges and projects from their job posts

◆Challenges

Expanding into the German market
Improving credit decisioning accuracy amid information asymmetry
Managing high-volume arrears and CCJ recovery
Addressing SME cash flow and liquidity gaps
Replacing slow, outdated customer experiences

▲Active Projects

Building a new customer-first insurance venture
Launching a native advertising channel
Optimising lending approach and credit scorecards
Shipping new application and onboarding journeys
Refining the marketing model
Turning customer feedback into the product roadmap

Hiring Activity

Decelerating75 roles · 5 in 30d

Department

Sales

Finance

Support

Engineering

Marketing

Data

Ops

Insurance

Seniority

Mid

Junior

Senior

Lead

Manager

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About iwoca

iwoca provides flexible finance and working capital to small and medium-sized businesses, with access delivered through partner integrations and a Lending API. Its in-house credit risk engine bases lending decisions on how each business is actually performing. Founded in 2012 and headquartered in London's West End, the privately held company employs 201–500 people. It has funded more than 100,000 businesses across sectors from hospitality to professional services. Hiring spans the United Kingdom and Germany.

HeadquartersWest End, England

Company Size201–500 employees

Founded2012

Hiring MarketsUnited Kingdom, Germany

Frequently Asked Questions

What tech stack does iwoca use?

iwoca builds on Python with Django, FastAPI and Flask, React and TypeScript on the front end, PostgreSQL, and data tools including Pandas, scikit-learn, statsmodels, Looker and Power BI. It uses HubSpot for CRM.

Is iwoca expanding into Germany?

Yes. Job posts reference growth in the German market, and iwoca is hiring in Germany alongside the United Kingdom.

What is iwoca working on?

Current initiatives include a new insurance venture, a native advertising channel launch, improvements to lending scorecards and decisioning, and new features in the application and onboarding journeys.

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How this profile is built

iwoca's technology stack, projects, and hiring signals are inferred from public hiring and company data — career pages, public listings, and company web presence — then clustered and de-duplicated. Figures are estimates that refresh over time. Read our full methodology →

This is not an official vendor or customer list. It is a technology-adoption signal inferred from public data, intended for B2B research.