AI-driven payments, credit and receivables infrastructure for B2B trade
Balance builds financial infrastructure for businesses trading physical goods, covering payments, credit underwriting and accounts receivable automation. A TypeScript/NestJS core paired with LangChain and LangGraph, plus NetSuite and QuickBooks connectors, points to agent-based AR workflows wired into customers' ERPs. Senior-heavy, engineering-led hiring is accelerating, with recurring strain around integration failures and complex enterprise implementations.
Balance is a privately held fintech headquartered in New York, founded in 2020 and employing 51–200 people. It provides configurable payments, credit and accounts receivable tooling for companies selling physical goods to other businesses. The product connects to accounting and ERP systems such as NetSuite and QuickBooks and runs on a multi-cloud footprint across AWS, Azure and GCP. The team hires across the United States, Canada, Israel and Portugal, spanning engineering, sales, finance and product.
Balance runs Node.js, TypeScript, NestJS and React on AWS, Azure and GCP, with PostgreSQL, MongoDB, Kubernetes and Docker, plus LangChain and LangGraph for AI agents and Tableau and Looker for analytics.
Balance is headquartered in New York and hires in the United States, Canada, Israel and Portugal, mostly for senior-level engineering and sales roles.
Balance is building AI agent-based product capabilities, enterprise integrations, core credit and underwriting features including automated underwriting decisions, and an expanded outbound sales motion.
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Balance's technology stack, projects, and hiring signals are inferred from public hiring and company data — career pages, public listings, and company web presence — then clustered and de-duplicated. Figures are estimates that refresh over time. Read our full methodology →
This is not an official vendor or customer list. It is a technology-adoption signal inferred from public data, intended for B2B research.