Mortgage insurance underwriter modernizing risk models and AI operations on AWS
Enact is a 40-year-old mortgage insurer (201–500 employees, Raleigh-based, public) undergoing cloud modernization and AI operationalization. Their tech stack reveals a hybrid AWS data platform (Glue, Athena, EMR, RDS, Aurora, DynamoDB) paired with legacy on-prem systems (Oracle E-Business Suite, SFTP integrations). Active projects around GenAI enablement, risk model improvements, and real-time integrations, combined with pain points in stress testing and model lineage, signal an organization balancing regulatory compliance with internal platform modernization.
Enact provides mortgage insurance to lenders across the United States, helping borrowers access homeownership. The company operates as a regulated insurer through its mortgage insurance corporations and serves mid-market and enterprise lenders. Operationally, they manage complex underwriting, risk modeling, and capital management functions typical of insurance underwriters. Current technology investments focus on migrating from legacy systems (Oracle, SFTP) toward cloud-native architectures (AWS infrastructure), while simultaneously exploring GenAI integration for internal workflows. The hiring profile is engineering-led with concurrent efforts in finance and compliance roles.
Enact runs Oracle E-Business Suite on-prem, AWS cloud infrastructure (Glue, Athena, EMR, RDS, Aurora, DynamoDB), Python, Docker, GitHub Actions, Salesforce, Tableau, and Bedrock for AI. They are adopting Terraform for infrastructure-as-code.
Active projects include GenAI platform enablement, improving the risk model suite, real-time integrations, capital management strategy, regulatory filings (CISSA), and data migration. Pain points center on stress testing, model lineage, and operationalizing AI at scale.
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