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Celtic Bank Tech Stack

SBA and USDA lender modernizing legacy banking infrastructure

Financial Services Salt Lake City, UT 51–200 employees Founded 2001 Privately Held

Celtic Bank is a regional SBA and USDA lender (ranked 4th largest SBA lender in FY 2022) operating a small engineering footprint — only 2 active engineering roles against a 51–200 headcount — while tackling modernization of legacy banking systems and CI/CD pipeline work. The hiring velocity is accelerating, with 8 roles posted in the last 30 days concentrated in finance (10 open), signaling either loan portfolio growth or operational scaling pressures. Active projects span collateral liquidation, foreclosure case management, and post-default recovery, revealing a business that manages both origination and workout operations in-house.

Tech Stack 22 technologies

Core StackOkta Active Directory Intune C# Apex Python AWS Jira Bitbucket Jenkins Microsoft Office SharePoint OneDrive Word Excel Windows 11 Android iOS BigFix Azure Adobe Acrobat Microsoft 365

What Celtic Bank Is Building

Challenges

  • Ensuring timely loan closing
  • Project timeline delays
  • Managing loan file accuracy
  • Collateral recovery
  • Default prevention
  • Delinquency management
  • Modernizing legacy banking systems
  • Compliance with sba lending requirements
  • Financial loss
  • Reputational risk

Active Projects

  • Collateral liquidation strategy development
  • Foreclosure case management
  • Bankruptcy case onboarding
  • Modernizing banking technology stack
  • Strengthening ci/cd pipelines
  • Scaling lending operations software
  • Form 172 completion and remission of post-default recovery payments
  • Bankruptcy correspondence and related tasks
  • Liquidation activity
  • Development and execution of test scripts

Hiring Activity

Accelerating15 roles · 8 in 30d

Department

Finance
10
Engineering
2
Legal
2
Support
2

Seniority

Mid
10
Junior
2
Senior
2
Lead
1
Manager
1
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About Celtic Bank

Celtic Bank is a nationwide commercial lender headquartered in Salt Lake City, Utah, offering SBA 7(a) and 504 loans, USDA financing, construction loans, asset-based lending, and equipment financing. Founded in 2001, the bank holds FDIC membership and originated approximately $3.5B in SBA lending volume in FY 2022. The company operates across origination, underwriting, and loan servicing, with internal teams managing collateral recovery, default prevention, and post-default case work. Current pain points center on ensuring timely loan closures, maintaining loan file accuracy, managing compliance with SBA lending requirements, and modernizing a legacy banking technology stack built primarily on Microsoft Office 365 infrastructure.

HeadquartersSalt Lake City, UT
Company Size51–200 employees
Founded2001
Hiring MarketsUnited States

Frequently Asked Questions

What tech stack does Celtic Bank use?

Primary stack: Microsoft Office 365 (Word, Excel, SharePoint, OneDrive), Okta, Active Directory, Intune, Windows 11. Development: C#, Python, Apex, AWS, Azure, Jira, Bitbucket, Jenkins. Currently modernizing legacy banking systems.

What is Celtic Bank working on?

Active projects include modernizing banking technology stack, strengthening CI/CD pipelines, scaling lending operations software, collateral liquidation strategy, foreclosure case management, and bankruptcy onboarding workflows.

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