SBA and USDA lender modernizing legacy banking infrastructure
Celtic Bank is a regional SBA and USDA lender (ranked 4th largest SBA lender in FY 2022) operating a small engineering footprint — only 2 active engineering roles against a 51–200 headcount — while tackling modernization of legacy banking systems and CI/CD pipeline work. The hiring velocity is accelerating, with 8 roles posted in the last 30 days concentrated in finance (10 open), signaling either loan portfolio growth or operational scaling pressures. Active projects span collateral liquidation, foreclosure case management, and post-default recovery, revealing a business that manages both origination and workout operations in-house.
Celtic Bank is a nationwide commercial lender headquartered in Salt Lake City, Utah, offering SBA 7(a) and 504 loans, USDA financing, construction loans, asset-based lending, and equipment financing. Founded in 2001, the bank holds FDIC membership and originated approximately $3.5B in SBA lending volume in FY 2022. The company operates across origination, underwriting, and loan servicing, with internal teams managing collateral recovery, default prevention, and post-default case work. Current pain points center on ensuring timely loan closures, maintaining loan file accuracy, managing compliance with SBA lending requirements, and modernizing a legacy banking technology stack built primarily on Microsoft Office 365 infrastructure.
Primary stack: Microsoft Office 365 (Word, Excel, SharePoint, OneDrive), Okta, Active Directory, Intune, Windows 11. Development: C#, Python, Apex, AWS, Azure, Jira, Bitbucket, Jenkins. Currently modernizing legacy banking systems.
Active projects include modernizing banking technology stack, strengthening CI/CD pipelines, scaling lending operations software, collateral liquidation strategy, foreclosure case management, and bankruptcy onboarding workflows.
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