Data and analytics software for asset-based finance and private credit
CARDO AI builds software for securitization, structured credit and private credit portfolios. A dual .NET (ASP.NET Core, SQL Server) and Python stack, event messaging via Kafka, RabbitMQ and SQS, and RAG with Elasticsearch point to a data-heavy platform adding AI retrieval on top. Accelerating hiring across finance, operations and product in the US, Italy and Albania centers on mapping client data into proprietary waterfall models.
CARDO AI is a privately held fintech founded in 2018 and headquartered in New York, NY, with 51–200 employees. It serves banks, credit originators, servicers, asset managers and asset owners active in asset-based finance and private credit. Its platform covers the investment lifecycle, spanning data management, predictive analytics and portfolio optimization. The company operates across multiple offices, with hiring activity in the United States, Italy and Albania.
CARDO AI uses Python, ASP.NET Core, Entity Framework Core, SQL Server, PostgreSQL, React, Kafka, RabbitMQ, Redis, Elasticsearch, Docker, Kubernetes and ArgoCD, running on AWS and Azure.
CARDO AI is headquartered in New York, NY, and hires in the United States, Italy and Albania.
Current work includes securitization and asset-based lending analysis, mapping data to proprietary financial models, structured credit transaction execution and waterfall modeling.
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CARDO AI's technology stack, projects, and hiring signals are inferred from public hiring and company data — career pages, public listings, and company web presence — then clustered and de-duplicated. Figures are estimates that refresh over time. Read our full methodology →
This is not an official vendor or customer list. It is a technology-adoption signal inferred from public data, intended for B2B research.