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BAC Tech Stack

Regional banking platform serving Central America with digital and mortgage services

Banking San José, San José 10,001+ employees Founded 1952 Privately Held

BAC is a 70-year-old regional bank operating across Central America with 20,000+ employees and a hybrid legacy-to-modern tech footprint. The stack spans mainframe (AS/400, Siebel) alongside cloud (AWS, Azure, GCP) and modern data tools (Databricks, Microsoft Fabric), indicating a gradual infrastructure modernization rather than a rip-and-replace overhaul. Active hiring skews toward sales, finance, and marketing roles across five countries, paired with initiatives around mortgage placement, digital product launches (notably the Kash app), and portfolio growth — suggesting a push to scale both lending and customer acquisition in a competitive regional market.

Tech Stack 62 technologies

Core StackSAP Jira Power BI AWS React Native SQL Server Azure Data Factory Databricks Power Automate Power Query Power Apps Swift Cisco Python SAP S/4HANA Oracle Terraform Adobe Illustrator Siebel AS/400 Analysis Services Microsoft Fabric RPA ITIL COBIT SAP ECC Azure GCP Siebel CRM Intel+28 more

What BAC Is Building

Challenges

  • Increasing profitability per client
  • Managing technology risks
  • Expanding mortgage placement
  • Expanding coverage of services
  • Managing telecom operations
  • Optimizing marketing budget
  • Improving campaign effectiveness
  • Streamlining vendor payments
  • Increasing portfolio value
  • Deepening client relationships

Active Projects

  • National mortgage credit projects
  • Regional maturity assessment program
  • Product launch campaigns
  • Strategic product launches
  • Kash app activation events
  • Client loyalty and retention strategy
  • Portfolio development strategy
  • Annual sponsorship and event plan
  • Digital treasury product growth
  • Mortgage placement strategy

Hiring Activity

Accelerating25 roles · 25 in 30d

Department

Sales
6
Finance
5
Marketing
4
Engineering
3
Support
2
Data
1
HR
1
Operations
1

Seniority

Mid
8
Manager
7
Senior
5
Junior
4
Lead
3

Notable leadership hires: Business Head

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About BAC

BAC is a privately held bank headquartered in San José, Costa Rica, with operations across Guatemala, El Salvador, Nicaragua, and Panama. Founded in 1952, the bank offers credit cards, payment acquisition, mortgage credit, and digital banking services to retail and commercial customers. The organization operates a large technology foundation (mainframe and ERP systems) while building modern capabilities in cloud infrastructure, mobile apps (React Native, Swift), and data analytics. Current priorities include expanding mortgage lending reach, improving profitability per customer, and strengthening client retention through digital channels and loyalty programs.

HeadquartersSan José, San José
Company Size10,001+ employees
Founded1952
Hiring MarketsGuatemala, El Salvador, Costa Rica, Nicaragua, Panama

Frequently Asked Questions

What is BAC's tech stack?

BAC uses Siebel and AS/400 for legacy banking operations, SAP and SAP S/4HANA for enterprise resource planning, AWS/Azure/GCP for cloud infrastructure, and modern tools including Databricks, Microsoft Fabric, Power BI, React Native, and Swift for analytics and mobile apps.

What countries does BAC operate in?

BAC is headquartered in San José, Costa Rica, and operates across four additional Central American countries: Guatemala, El Salvador, Nicaragua, and Panama, with 20,000+ employees across the region.

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How this profile is built

BAC's technology stack, projects, and hiring signals are inferred from public hiring and company data — career pages, public listings, and company web presence — then clustered and de-duplicated. Figures are estimates that refresh over time. Read our full methodology →

This is not an official vendor or customer list. It is a technology-adoption signal inferred from public data, intended for B2B research.