Regional bank and card issuer serving Central American consumers and businesses
BAC is a San José-based bank, card issuer and merchant acquirer whose stack pairs legacy cores (AS/400, SAP ECC, Siebel CRM) with SAP S/4HANA, Microsoft Fabric and a three-cloud footprint across AWS, Azure and GCP. Accelerating hiring tilts toward finance, data and sales, matching pressure on credit portfolio quality, delinquency and non-financial revenue growth.
Notable leadership hires: Director Segmentos
BAC is a privately held financial services group headquartered in San José, Costa Rica, founded in 1952. It operates as a bank, credit card issuer and merchant acquirer, serving individuals and businesses across Central America. The company employs more than 10,001 people and is currently hiring in Costa Rica, Panama, Nicaragua and Guatemala. Its operations span branch banking, credit portfolios, data and analytics, and IT governance built on ITIL 4 and COBIT frameworks.
BAC runs AS/400, SAP ECC and SAP S/4HANA, Siebel CRM, Oracle and SQL Server, with AWS, Azure and GCP clouds, plus Microsoft Fabric, Power BI, SAS, Python and Apache Spark for data work.
BAC is actively hiring in Costa Rica, Panama, Nicaragua and Guatemala, with hiring velocity accelerating across finance, data, sales and other teams.
BAC is headquartered in San José, Costa Rica. Founded in 1952, it is a privately held bank and card issuer with more than 10,001 employees.
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BAC's technology stack, projects, and hiring signals are inferred from public hiring and company data — career pages, public listings, and company web presence — then clustered and de-duplicated. Figures are estimates that refresh over time. Read our full methodology →
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