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BAC Tech Stack

Central American universal bank modernizing core systems and treasury operations

Banking San José, San José 10,001+ employees Founded 1952 Privately Held

BAC is a 70-year-old universal bank serving Central America with 20,000+ employees across six countries. The tech stack reveals a hybrid maturity model: SAP S/4HANA and legacy AS/400 systems anchor core banking, while recent adoption of Power Platform, OutSystems, and Mendix signals a shift toward low-code automation and business agility. Active hiring in finance and sales outpaces engineering (14 finance roles vs. 6 engineering), suggesting the modernization is operationally driven rather than engineering-led — treasury service expansion and transaction migration are active projects, but the organization is pulling in low-code platforms and RPA to move faster on compliance and efficiency rather than building from scratch.

Tech Stack 37 technologies

Core StackSAP SAP S/4HANA Power BI AWS Oracle Terraform SQL Server Azure Data Factory Databricks Adobe Illustrator Adobe Photoshop Adobe Premiere Pro Google Analytics Google Ads SAP ECC Azure GCP Microsoft Office Excel AS/400 Siebel CRM SQL Intel FinOps Analysis Services Microsoft Fabric Adobe After Effects Microsoft 365 Cornerstone Data Studio+2 more
AdoptingPower Platform OutSystems Mendix RPA

What BAC Is Building

Challenges

  • Commercial process inefficiencies
  • Disaster recovery
  • Prospección de clientes nuevos
  • Budget opex control
  • Improving cost efficiency
  • Ensuring compliance with regulations
  • Avoiding compliance failures
  • Digitalización y migración
  • Transaction migration
  • Reprocessing reduction

Active Projects

  • Prospecting and closing treasury services
  • Disaster recovery plan design
  • Transaction migration
  • Correspondent banking guidelines
  • Ai-based automation platform
  • Low-code/no-code solution delivery
  • Hybrid data synchronization architecture
  • Performance metrics generation
  • Training plan for specialists
  • Multi-cloud integration strategy

Hiring Activity

Accelerating45 roles · 25 in 30d

Department

Finance
14
Sales
8
Engineering
6
Ops
4
Data
3
Legal
2
Marketing
2
Security
2

Seniority

Junior
13
Mid
13
Senior
8
Manager
5
Lead
4
Intern
1
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About BAC

BAC operates as a full-service financial institution across Central America, offering credit cards, payment acquiring, treasury services, and corporate banking. Founded in 1952, the bank serves both consumer and commercial customers throughout Guatemala, El Salvador, Honduras, Panama, and Costa Rica, with growing US presence. The organization is actively modernizing its infrastructure: core systems run on SAP ECC and S/4HANA, with newer data and analytics workloads distributed across Azure, AWS, and GCP. Current strategic priorities center on regulatory compliance, disaster recovery resilience, transaction migration pipelines, and cost efficiency — all reflected in an accelerating hiring pace focused on finance and sales roles to support product expansion.

HeadquartersSan José, San José
Company Size10,001+ employees
Founded1952
Hiring MarketsGuatemala, El Salvador, Costa Rica, Panama, United States, Honduras

Frequently Asked Questions

What technology does BAC use for banking operations?

BAC runs SAP ECC and S/4HANA for core banking, legacy AS/400 systems, Siebel CRM for customer management, and Oracle/SQL Server for data. Azure, AWS, and GCP support analytics; Power BI and Databricks handle reporting and data processing.

What countries does BAC operate and hire in?

BAC is headquartered in San José, Costa Rica, and operates across Guatemala, El Salvador, Honduras, and Panama. It is actively hiring in all five countries plus the United States.

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