Company profile

Amartha Financial Tech Stack

Branch-based microfinance and digital payments for women-led MSMEs in Indonesia

Financial Services Jakarta Selatan, Jakarta 5,001–10,000 employees Founded 2010 Privately Held

Amartha Financial runs grassroots lending, payments and micro-investment for women-led small businesses across Indonesian villages, backed by a branch field network. Hiring is accelerating and dominated by ops, finance, sales and marketing at junior and manager levels, not engineering, so growth is coming from physical branch expansion. The stack pairs XGBoost, LightGBM and scikit-learn credit modeling with a dense security layer (CrowdStrike, SentinelOne, Wazuh, Forcepoint).

Tech Stack 81 technologies

Core Stackscikit-learn Pandas NumPy Python Tableau Power BI CrowdStrike SentinelOne Elastic Stack AWS Google Analytics AppsFlyer Google Ads Workday Freshservice SysAid XGBoost LightGBM WhatsApp Wazuh Forcepoint GCP SCIM DKIM DMARC Google Tag Manager Facebook Ads Manager Instagram Ads Adaptive Insights Anaplan+51 more

What Amartha Financial Is BuildingChallenges and projects from their job posts

◆Challenges

Maintaining portfolio quality and repayment rates
Ensuring branch-level profitability
Hitting branch KPI targets and team performance
Executing branch network expansion

▲Active Projects

Fraud detection framework and rule scenarios
Promo abuse risk scoring
Emerging risk framework development
Area expansion, including Malang region branches
Revamping and mapping majelis borrower groups
Sales and marketing strategy development

Hiring Activity

Accelerating260 roles · 100 in 30d

Department

Ops

103

Finance

Marketing

Sales

Engineering

Executive

Operations

Seniority

Junior

Manager

Senior

Lead

Mid

Intern

Notable leadership hires: Branch Head, Procurement Lead

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About Amartha Financial

Amartha Financial is a privately held Indonesian fintech founded in 2010 and headquartered in Jakarta Selatan. It serves women-led micro, small and medium enterprises in rural communities with working capital financing, digital payments and micro-investment products. Credit decisions draw on data-driven scoring, and lending is delivered through a regional branch network organized around borrower groups known as majelis. The company employs 5,001–10,000 people and hires mainly in Indonesia, with some roles in Canada and China. Corporate planning runs on Workday, Anaplan and Adaptive Insights, with infrastructure on AWS and GCP.

HeadquartersJakarta Selatan, Jakarta

Company Size5,001–10,000 employees

Founded2010

Hiring MarketsIndonesia, Canada, China

Frequently Asked Questions

What tech stack does Amartha Financial use?

Amartha uses Python, Pandas, XGBoost, LightGBM and scikit-learn for modeling, Tableau and Power BI for BI, AWS and GCP for cloud, plus CrowdStrike, SentinelOne, Wazuh and Workday.

Is Amartha Financial hiring?

Yes. Hiring is accelerating, concentrated in operations, finance, sales and marketing, with leadership roles such as Branch Head and Procurement Lead, mostly in Indonesia.

What is Amartha Financial working on?

Current work includes branch expansion such as the Malang region, revamping and mapping majelis borrower groups, fraud detection frameworks, promo abuse risk scoring and an emerging risk framework.

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How this profile is built

Amartha Financial's technology stack, projects, and hiring signals are inferred from public hiring and company data — career pages, public listings, and company web presence — then clustered and de-duplicated. Figures are estimates that refresh over time. Read our full methodology →

This is not an official vendor or customer list. It is a technology-adoption signal inferred from public data, intended for B2B research.