118 118 Money Tech Stack

Credit and lending platform for underserved UK borrowers

Financial Services London 51–200 employees Founded 2013 Privately Held

118 118 Money operates a lending business focused on credit cards and personal loans for borrowers excluded from traditional banking. The tech stack reveals a QA-heavy organization (Playwright, Appium, WebdriverIO, Cucumber across testing layers) paired with enterprise backend tooling (.NET, C#, Pega) and AWS-native infrastructure, suggesting mature compliance and regulatory automation. Active projects center on collections infrastructure, AI-driven forecasting, and securitization—indicating the business is scaling underwriting rigor and capital efficiency as it grows the loan book.

Tech Stack 30 technologies

Core StackPlaywright Postman Datadog .NET C# TypeScript JavaScript React Native AWS SQL Server AWS Lambda Docker Terraform Python PostgreSQL DynamoDB Redis AWS RDS Snowflake Appium WebdriverIO Cucumber BrowserStack TeamCity Octopus Deploy AWS ECS AWS Fargate Serverless Framework Pega Aurora

What 118 118 Money Is Building

◆Challenges

Sustainable growth across credit cards and loans
Operational and commercial risks
Rebuilding mi and forecasting processes
Improving data governance
Developing scalable analytical solutions
Maintaining corporate liquidity
Optimising capital structure

▲Active Projects

Daily collections mi suite redesign
Collections forecasting process rebuild
Collections ai strategy implementation
Credit card securitisation
Loan securitisation
Structured finance transactions

Hiring Activity

Accelerating5 roles · 5 in 30d

Department

Data

Finance

Marketing

Seniority

Manager

Director

Junior

Senior

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About 118 118 Money

118 118 Money provides credit products—loans and credit cards—to borrowers underserved by mainstream lenders in the UK. Founded in 2013 and relaunched under the 118 118 brand in 2023, the company targets financial inclusion while maintaining a 4.8 Trustpilot rating. Operations span lending origination, collections management, credit risk modeling, and structured finance. The org is UK-based with 51–200 employees and is actively hiring in data, finance, and marketing roles—particularly at manager and director level—reflecting scaling of analytics, risk, and commercial functions.

HeadquartersLondon

Company Size51–200 employees

Founded2013

Hiring MarketsUnited Kingdom

Frequently Asked Questions

What technology stack does 118 118 Money use?

Backend: .NET, C#, Pega. Frontend: TypeScript, JavaScript, React Native. Cloud: AWS (Lambda, ECS, Fargate, RDS, DynamoDB). Data: PostgreSQL, Snowflake, Aurora, Redis. Testing: Playwright, Appium, WebdriverIO, Cucumber, BrowserStack. DevOps: Docker, Terraform, Octopus Deploy, TeamCity.

What is 118 118 Money working on?

Collections infrastructure redesign, collections forecasting rebuild, AI strategy implementation, and credit card and loan securitization programs—reflecting efforts to scale credit underwriting, collections automation, and capital efficiency.

How this profile is built

118 118 Money's technology stack, projects, and hiring signals are inferred from public hiring and company data — career pages, public listings, and company web presence — then clustered and de-duplicated. Figures are estimates that refresh over time. Read our full methodology →

This is not an official vendor or customer list. It is a technology-adoption signal inferred from public data, intended for B2B research.