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Company profile

118 118 Money Tech Stack

UK consumer lender offering loans and credit cards to underserved borrowers

Financial Services London 51–200 employees Founded 2013 Privately Held

118 118 Money is a London-based consumer credit lender running an AWS-native stack (Lambda, ECS, Fargate, Aurora, DynamoDB) with Pega for decisioning and Snowflake for analytics, while phasing out SQL Server. Current hiring tilts toward finance, marketing, data and security at senior and leadership levels, including a Chief Growth Officer, pointing to a push on growth channels alongside tighter fraud and credit-risk controls.

Tech Stack 32 technologies

Core StackPostgreSQL DynamoDB Redis Snowflake AWS RDS AWS AWS Lambda Docker Terraform Python SQL Server Playwright Postman Datadog .NET C# TypeScript JavaScript OpenSearch AWS ECS AWS Fargate Serverless Framework Pega Aurora Appium WebdriverIO Cucumber BrowserStack TeamCity Octopus Deploy+2 more
ReplacingSQL Server

What 118 118 Money Is BuildingChallenges and projects from their job posts

◆Challenges

  • Monitoring portfolio credit performance and risk appetite
  • Improving fraud detection performance
  • Balancing volume targets with SM&CR compliance
  • Modernising legacy database platforms
  • Identifying emerging risks

▲Active Projects

  • Fraud and financial crime operating model and controls
  • Pricing-for-risk strategy and origination cut-off design
  • Affiliate channel and partner promotion optimization
  • Mobile app go-to-market
  • Customer segmentation analysis
  • Performance reporting system

Hiring Activity

Accelerating6 roles · 6 in 30d

Department

Finance
2
Marketing
2
Data
1
Security
1

Seniority

Senior
3
Lead
2
C-Level
1

Notable leadership hires: Chief Growth Officer

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About 118 118 Money

118 118 Money is a privately held UK lender founded in 2013 and headquartered in London. It provides personal loans and credit cards aimed at consumers who often struggle to get credit from mainstream banks. The company employs 51–200 people and hires in the United Kingdom. Its work spans credit risk management, fraud and financial crime controls, affiliate and partner acquisition channels, and consumer marketing, including a mobile app go-to-market.

HeadquartersLondon
Company Size51–200 employees
Founded2013
Hiring MarketsUnited Kingdom

Frequently Asked Questions

What tech stack does 118 118 Money use?

118 118 Money runs on AWS (Lambda, ECS, Fargate, RDS, Aurora), with PostgreSQL, DynamoDB, Redis, OpenSearch and Snowflake, plus .NET, C#, TypeScript, Python, Terraform, Pega and Datadog.

Is 118 118 Money hiring?

Yes, hiring is accelerating in the United Kingdom, focused on finance, marketing, data and security, mostly senior and lead roles, plus a Chief Growth Officer.

What is 118 118 Money working on?

Projects include a fraud and financial crime operating model and control framework, affiliate channel strategy, a mobile app go-to-market, pricing-for-risk strategy and customer segmentation analysis.

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How this profile is built

118 118 Money's technology stack, projects, and hiring signals are inferred from public hiring and company data — career pages, public listings, and company web presence — then clustered and de-duplicated. Figures are estimates that refresh over time. Read our full methodology →

This is not an official vendor or customer list. It is a technology-adoption signal inferred from public data, intended for B2B research.