Younited Tech Stack

Instant consumer credit platform across Europe with embedded fintech delivery

Financial Services Paris, Île-de-France 501–1,000 employees Founded 2009 Privately Held

Younited is a regulated credit institution issuing personal loans up to €50,000 across five European markets, with a tech stack anchored in BigQuery, dbt, and Airflow for data transformation and analytics. The hiring pattern reveals a finance-and-data-heavy organization (20 of 30 open roles) focused on regulatory compliance, treasury optimization, and M&A execution—priorities reflected in active projects on IFRS risk modeling, consolidated accounting, and capital operations. Pain points around balance-sheet shifting and liquidity management signal operational strain from rapid scaling in a multi-country footprint.

Tech Stack 20 technologies

Core StackBigQuery dbt Apache Airflow HubSpot WordPress LinkedIn Ads Zendesk Python scikit-learn pandas NumPy Power BI Git Google Analytics 4 Google Tag Manager SQL Kyriba Excel Outlook Teams

What Younited Is Building

◆Challenges

Opaque and complicated banking products
Compliance with accounting standards
Shifting balance-sheet model
Improving transaction categorization model
Digital transformation of finance function
Scaling younited pay
Resuming growth
Inefficient customer service processes
Improving liquidity management
Data-driven marketing strategy

▲Active Projects

Executing capital and financing operations
Executing m&a opportunities
Industrialized self-service reporting framework
Digital transformation of finance function
Core data models for regulatory reporting
Benefits solution
Monthly closing of consolidated accounts
Ifrs risk modeling
Optimizing treasury tools
Cro initiatives

Hiring Activity

Steady30 roles · 10 in 30d

Department

Finance

Data

Support

Marketing

Product

Engineering

Seniority

Senior

Mid

Manager

Lead

Intern

Junior

Director

Notable leadership hires: Head of Accounting, Head of Product, Business & Revenue Director

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About Younited

Younited is a EU-authorized credit institution offering instant personal lending to consumers in France, Spain, Portugal, and other European markets. Founded in 2009, the company generates over €2 billion in yearly GMV, with nearly half sourced outside France. The product provides flexible terms (up to €50,000 per loan, 84-month repayment) distributed across shopping, banking, and point-of-sale touchpoints. Core operations span credit underwriting, regulatory compliance across multiple jurisdictions, treasury and liquidity management, and customer service delivery. The organization is structured around finance operations, data engineering, and credit infrastructure to support high-volume loan origination and risk management.

HeadquartersParis, Île-de-France

Company Size501–1,000 employees

Founded2009

Hiring MarketsFrance, Spain, Portugal

Frequently Asked Questions

What tech stack does Younited use?

Younited runs BigQuery and Snowflake for analytics, dbt and Airflow for data pipelines, Python (scikit-learn, pandas) for modeling, and HubSpot for CRM. Also uses Kyriba for treasury, Power BI for reporting, and Zendesk for support.

What is Younited working on?

Core projects include IFRS risk modeling, M&A execution, consolidated monthly closing, industrialized self-service reporting, and digital transformation of finance operations. Also scaling treasury tools and YounitedPay payment functionality.