Yoco Tech Stack

All-in-one payments and business management platform for African SMBs

Financial Services Cape Town, Western Cape 501–1,000 employees Founded 2015 Privately Held

Yoco operates a multi-layered fintech stack—Kafka for real-time streaming, NetSuite for backend operations, React/React Native for mobile and web—supporting payments, POS, lending, and business analytics. The company is scaling trust and risk infrastructure (KYC, AML, fraud) while migrating manual workflows to data pipelines (Airflow, dbt) and integrating supply-chain finance via NetSuite. Hiring is concentrated in engineering and data, signaling a push toward automation and real-time risk decisioning.

Tech Stack 22 technologies

Core StackNetSuite Kafka Python Java Kotlin AWS GitLab GitHub Salesforce HubSpot React React Native Scala Kubernetes Apache Airflow dbt GCP Google Search Console Screaming Frog Semrush Ahrefs SQL

What Yoco Is Building

◆Challenges

Reducing losses without blocking growth
Operational resilience
Turning risk appetite into fast systems
Reducing reliance on spreadsheets
Improving data accuracy
Scaling product organization
Driving adoption of integrated payments solutions
Optimise operations
Ensuring trust scales alongside merchant confidence
Improving security monitoring

▲Active Projects

Pos app feature development
Business owner focused features in yoco app
Scale trust & risk operations across kyc, aml, fraud, disputes, and risk escalations
Board engagement coordination
Hibob payspace integration
Kafka-based real-time data streaming
Product operating system
Product playbook
Product health metrics
Netsuite integration for supply chain and finance

Hiring Activity

Accelerating20 roles · 10 in 30d

Department

Engineering

Data

Ops

Product

Finance

Support

Design

Marketing

Seniority

Mid

Senior

Manager

Lead

Staff

Director

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About Yoco

Yoco is a digital commerce platform and fintech operating across South Africa, serving over 200,000 small businesses with card payments, point-of-sale software, lending, and business intelligence tools. The company operates with roughly 350 people split between South Africa and the Netherlands. Core products include a merchant-facing mobile and web app, cloud-based POS system, underwriting and risk tools, and an analytics layer. Revenue model combines transaction fees (card acquiring), subscription software, and lending margin.

HeadquartersCape Town, Western Cape

Company Size501–1,000 employees

Founded2015

Hiring MarketsSouth Africa

Frequently Asked Questions

What tech stack does Yoco use?

Kafka, Python, Java, Kotlin, AWS, GCP, NetSuite, Salesforce, React, React Native, Kubernetes, Apache Airflow, and dbt. Also uses GitLab and GitHub for version control, and Screaming Frog, Semrush, Ahrefs for SEO.

What is Yoco working on?

Active projects include POS app feature development, Kafka-based real-time data streaming, KYC/AML/fraud risk scaling, NetSuite supply-chain and finance integration, HiBob Payspace integration, and a product operating system and playbook.