Xolo operates a full-stack fintech product for freelancers, combining banking, accounting, tax, and business registration into a single interface. The tech stack reveals a mature, containerized backend (Java/Spring Boot + Kafka/Pulsar + PostgreSQL on AWS EKS) paired with a React frontend, now migrating build infrastructure to Kubernetes—a scaling move that aligns with their stated push into new markets. Active hiring across engineering, finance, and design, plus a recent CFO appointment, suggests they're transitioning from founder-led ops to structured financial and product scaling.
Notable leadership hires: Chief Financial Officer
Xolo is a fintech platform headquartered in Tallinn, Estonia, serving freelancers and microbusiness owners across Europe. The product integrates business banking, accounting automation (with AI-assisted bookkeeping), tax filing, and company registration into a single dashboard. The core value proposition is time savings—the company claims users recoup ~162 working hours annually on administrative tasks. Xolo operates across Estonia and the Netherlands and is expanding hiring and market coverage to drive growth.
Backend: Java, Spring Boot, Kotlin, Clojure, PostgreSQL, AWS (EKS, Lambda, Textract), Apache Pulsar. Monitoring: Prometheus, Loki, Grafana. Frontend: React, TypeScript, HTML5, Figma. Infrastructure: Ansible, Terraform, Jenkins.
Kubernetes migration, AI-powered accounting automation, financial reporting and forecasting tools, a visual design system, and expansion into new European markets.
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