Tomo Mortgage Tech Stack

AI-powered mortgage platform automating underwriting and closing

Financial Services New York, NY 51–200 employees Privately Held

Tomo operates a mortgage origination platform built on Python microservices, AWS, and Kubernetes, with heavy reliance on Encompass (industry standard LOS) and workflow automation via Zapier and Windmill. The stack reveals a fintech-ops hybrid: Python engineering for custom automation, but sales-and-operations-heavy hiring (8 sales, 5 ops, 3 finance against 1 engineer) indicates the company is scaling go-to-market and loan manufacturing processes faster than core platform development. Active projects around playbook rewrites and loan manufacturing workflows suggest internal pain around operational efficiency and consistency.

Tech Stack 24 technologies

Core StackPython AWS Kubernetes Zapier Salesforce HubSpot Tableau Slack Gong Excel Encompass PowerShell Windmill Google Sheets LinkedIn Recruiter Teams Avoma Zoom Phone Twilio Flex RingCentral Five9 ChatGPT Perplexity Gemini

What Tomo Mortgage Is Building

◆Challenges

High rates and fees
Streamlining loan manufacturing process
Improving lead conversion rates
Complexity in lending
Inefficient loan manufacturing
Modernizing mortgage lending tools
Tracking outstanding items
Reducing compliance failures
Reducing errors in loan documentation
Eliminate excessive fees

▲Active Projects

Streamline loan manufacturing process
Rewrite loan process playbook
External market analysis
Customer-centric home buying experience
Rewrite playbook for home buying experience
Python microservices platform
Api design and integration
Competitive positioning & category analysis
Vendor evaluation & negotiation
Sales academy

Hiring Activity

Steady25 roles · 7 in 30d

Department

Sales

Ops

Finance

Engineering

Marketing

Operations

Product

Seniority

Senior

Mid

Manager

Director

Junior

Lead

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About Tomo Mortgage

Tomo is a mortgage origination and closing platform targeting originators and brokers with automation and AI to reduce loan-cycle time and cost. Based in New York with 51–200 employees, the company focuses on three operational pillars: streamlining the loan manufacturing process, improving lead-to-close conversion, and modernizing mortgage lending workflows. The tech stack bridges legacy (Encompass, Excel-heavy processes) with modern automation (Python, Kubernetes, Zapier, Windmill), reflecting a business in transition from manual workflows toward programmatic loan operations. Regulated as an NMLS-licensed mortgage lender (NMLS #2059741), the platform is subject to compliance and documentation accuracy requirements.

HeadquartersNew York, NY

Company Size51–200 employees

Hiring MarketsUnited States

Frequently Asked Questions

What is Tomo Mortgage's tech stack?

Python, AWS, Kubernetes for backend; Encompass (loan origination system), Zapier and Windmill for workflow automation; Salesforce and HubSpot for CRM; Tableau for analytics; Twilio Flex and RingCentral for contact center operations.