Paper Tech Stack

B2B payment platform for invoice financing and working capital

Financial Services Jakarta Barat, Jakarta 51–200 employees Founded 2016 Privately Held

Paper operates a business payment platform focused on credit-card-based B2B transactions and invoice financing in Southeast Asia. The tech stack reveals a dual operational focus: a backend built on PostgreSQL, Go, and Node.js for transaction processing, paired with early-stage ML infrastructure (scikit-learn, TensorFlow, PyTorch, OpenAI, Gemini, Claude) suggesting internal experimentation around credit decisioning or fraud detection. Hiring is tilted toward engineering (4 roles) with balanced mid and senior engineering talent, but active project backlog signals a marketing-execution gap—campaigns and channel optimization dominate roadmap items while core product pain points (lead generation, budget allocation, streamlining financial processes) remain unresolved.

Tech Stack 28 technologies

Core StackMySQL PostgreSQL Go Jenkins NGINX Bitbucket Google Ads AppsFlyer GitHub Actions Node.js Python scikit-learn TensorFlow PyTorch OpenAI AWS FastAPI Apache Git Meta CleverTap WhatsApp Gemini Claude GCP Azure Streamlit

What Paper Is Building

◆Challenges

Lead generation
Budget allocation
Channel optimization
Streamlining financial processes
Improving budgeting accuracy
Optimizing capital returns
Client complaints

▲Active Projects

Google ads and meta campaigns
Activation channel optimization
Seo strategy implementation

Hiring Activity

Steady9 roles · 3 in 30d

Department

Engineering

Sales

Finance

Marketing

Seniority

Mid

Senior

Manager

Intern

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About Paper

Paper is a B2B payment platform based in Jakarta serving Indonesian and cross-border businesses with credit-card-enabled invoicing and working capital solutions. The platform targets SMEs and enterprises looking to reduce payment friction and improve cash flow predictability. Founded in 2016, the company operates across payment processing, underwriting, and customer acquisition channels. Current focus areas include Google Ads and Meta campaign optimization, activation workflows, and SEO strategy—indicating a sales-led growth phase with heavy reliance on digital channels.

HeadquartersJakarta Barat, Jakarta

Company Size51–200 employees

Founded2016

Hiring MarketsIndonesia, Canada

Frequently Asked Questions

What is Paper's tech stack?

MySQL, PostgreSQL, Go, Node.js, Python on AWS/GCP/Azure. ML libraries (TensorFlow, PyTorch, scikit-learn) and LLM integrations (OpenAI, Gemini, Claude) for internal tools. Frontend and deployment via Jenkins, GitHub Actions, NGINX.

What payment methods does Paper support?

Credit-card-based B2B transactions. Platform specializes in online invoicing and digital payment workflows for SMEs and enterprises to reduce late payments and improve cash flow.