Optasia Tech Stack

AI credit decisioning platform for emerging-market financial institutions

Financial Services Dubai 201–500 employees Privately Held

Optasia runs an AI-driven credit scoring and decisioning platform for mobile operators, fintech, and banks across 38 countries in Africa, the Middle East, Asia, and Europe. The tech stack is enterprise-grade—Java, Spring, PostgreSQL, Elasticsearch, Cassandra, Kubernetes—built for scale: the platform processes over 120 million credit decisions monthly. Current hiring is concentrated in engineering (28 open roles) and sales (27), with accelerating velocity across 25 countries, signaling expansion into new markets; simultaneously, projects around risk optimization, portfolio assessment, and microloan analysis reveal a company hardening its underwriting and compliance infrastructure as it scales.

Tech Stack 89 technologies

Core StackJava PostgreSQL Elasticsearch Cassandra MongoDB nginx Kubernetes VMware Linux Apache NiFi Python MATLAB Power BI Tableau SAP Oracle Postman Jira OWASP NIST Spring Framework Apache Docker Swarm Veeam Barman VMware vRealize Automation R SQL SoapUI cURL+59 more

What Optasia Is Building

◆Challenges

Operational alignment
Seamless integration
Compliance documentation
Integration challenges
Compliance with regulatory standards
Resolving operational issues
Model validation
Risk quantification
Employee engagement
Business agility

▲Active Projects

Onboarding and launch activities for new products or markets
Cross-functional coordination for fsp requirements
Risk optimization systems
Portfolio risk assessment tools
Product roll-outs and integrations
Microloan risk analysis
Dashboard and report development
Sales strategy for east asia & pacific region
Monitoring new product partnerships
New data set integration

Hiring Activity

Accelerating120 roles · 65 in 30d

Department

Engineering

Sales

Data

Finance

Support

Product

Marketing

Seniority

Senior

Mid

Manager

Lead

Junior

Director

C-Level

Notable leadership hires: Chief People Officer, Administration Director

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About Optasia

Optasia operates a B2B2X financial-services platform that automates credit decisions for retail and SME customers through AI-backed algorithms. Its primary customers are mobile network operators, digital wallet providers, and financial institutions seeking to extend credit to underserved and emerging-market segments. The company has processed credit decisions for an average of over 120 million customers per month and maintains addressable subscriber access to over 860 million individuals across its footprint. Operating since 2012, Optasia has expanded to 38 countries and holds ISO 27001 certification. The platform integrates with partners' existing systems to enable handset loans, microloans, and broader financial-services offerings with minimal operational friction.

HeadquartersDubai

Company Size201–500 employees

Hiring MarketsUnited Kingdom, France, Germany, Netherlands, Tanzania, Benin, Mali, Uganda

Frequently Asked Questions

What is Optasia's tech stack?

Optasia uses Java, Spring Framework, PostgreSQL, Elasticsearch, and Cassandra for core systems; Docker Swarm and Kubernetes for orchestration; Apache NiFi for data pipelines; Power BI and Tableau for analytics; and SAP and Oracle for enterprise operations.

How many employees does Optasia have?

Optasia has between 201–500 employees. Current hiring is concentrated in engineering (28 roles), sales (27), and data (18), with accelerating velocity across all departments.