OppFi operates a digital finance platform connecting banks with underserved consumers through installment loans and credit products. The tech stack—PostgreSQL, Snowflake, Apache Airflow, dbt, and Datadog—reflects a data-intensive operation built for scale, with active migration of Postgres infrastructure and Snowflake warehouse expansion underway. Pain points around audit readiness, compliance cycles, and manual process remediation suggest the company is navigating regulatory friction common to public fintechs managing bank partnerships.
OppFi is a publicly traded fintech platform that partners with banks to offer personal and installment loans to consumers excluded from traditional credit markets. Founded in 2012 and headquartered in Chicago, the company operates across 501–1,000 employees in the United States. The product surfaces financial inclusion and customer experience as core pillars; the company maintains a 4.5/5 star rating on Trustpilot and a 79 Net Promoter Score. OppFi also holds a 35% equity stake in Bitty Holdings, which provides revenue-based financing to small businesses. Core operational focus spans bank partner operations, compliance audit cycles, and underlying data and application architecture to support lending workflows at scale.
PostgreSQL, Snowflake, Apache Airflow, dbt, AWS, Datadog, Java, Spring Boot, Docker, GitHub, Terraform, and Braze. The company is actively deploying Postgres database infrastructure and expanding its Snowflake data warehouse.
OppFi is headquartered in Chicago, Illinois and is a publicly traded company. All active hiring is in the United States.
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