NOVACARD Tech Stack

Digital credit card with transparent pricing and app-native controls in Mexico

Financial Services Mexico city 51–200 employees Founded 2023 Public Company

NOVACARD is a fintech credit card built for the Mexican market with a pricing model designed to eliminate hidden fees—a daily fixed cost replaces traditional annual charges, rotating interest, and opaque fees. The stack is operationally mature: PostgreSQL + SQL Server for transactional workloads, Kubernetes + Terraform for infrastructure, and Prometheus + Grafana + Zabbix for observability. Active engineering effort around collections automation and credit decisioning (test automation for scoring, decision accuracy modeling) signals scaling pain as the user base grows; their infrastructure and observability roadmap reflects engineering-led build for product stability at scale.

Tech Stack 32 technologies

Core StackSQL Server PostgreSQL Confluence Grafana AWS Terraform Prometheus Loki Elasticsearch Kubernetes Python Go Power BI SAP Oracle NetSuite Fivetran Postman Slack REST API Zabbix Bash SQL R Excel Odoo Swagger Google Sheets Outlook Notion

What NOVACARD Is Building

◆Challenges

Launching collections from scratch
Product stability improvement
Recovering delinquent accounts
Evolving credit decisioning strategies
Improving decision accuracy
Maintaining stability of production systems
Preventing incidents before they occur
Improving observability of systems
Process automation
Improve models

▲Active Projects

External data provider integrations
Onboarding and continuous training program
Quality framework standardization
Internal knowledge base maintenance
Launch collections pilot in mexico
Culture initiatives
Test automation for scoring procedures
Infrastructure automation and observability tools
Grafana and zabbix dashboard design
Vendor system integration

Hiring Activity

Steady25 roles · 10 in 30d

Department

Engineering

Finance

Ops

Support

Data

Legal

Operations

Seniority

Junior

Mid

Senior

Manager

Lead

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About NOVACARD

NOVACARD is a fintech startup offering credit cards to retail consumers in Mexico. The product emphasizes transparency: fixed daily costs, no hidden fees, and grace periods for payment flexibility. The company has over 90,000 active cardholders. The founding team is building collections infrastructure from scratch—a typical expansion phase for early-stage lending platforms—while simultaneously investing in operational maturity through infrastructure automation, incident prevention, and system observability. Operations span Mexico as the primary market with technical hiring also in Brazil, Serbia, Kazakhstan, and Armenia, suggesting a distributed engineering model.

HeadquartersMexico city

Company Size51–200 employees

Founded2023

Hiring MarketsBrazil, Kazakhstan, Mexico, Serbia, Armenia

Frequently Asked Questions

What tech stack does NOVACARD use?

NOVACARD runs PostgreSQL and SQL Server for databases, AWS for cloud infrastructure, Kubernetes for orchestration, and Prometheus + Grafana + Zabbix for monitoring and observability. Development uses Python, Go, and Bash; data pipelines use Fivetran; and ERP systems include SAP, Oracle, and NetSuite.

What is NOVACARD working on?

Active projects include launching a collections pilot program in Mexico, test automation for credit scoring, infrastructure automation and observability (Grafana and Zabbix dashboards), external data provider integrations, and improving credit decisioning accuracy.