Mulligan Funding, LLC Tech Stack

Short-term business lending platform with AI-driven underwriting and risk management

Financial Services San Diego, California 51–200 employees Founded 2008 Privately Held

Mulligan Funding operates a lending platform for small and mid-sized businesses built on a modern data stack (PostgreSQL, Cosmos DB, dbt, Trino, Python, Flask, Kubernetes). The project portfolio reveals a company in active transition toward AI-enabled decision-making—structured reasoning frameworks for credit policy, multi-layer fraud detection hierarchies, and workflow modernization dominate their roadmap. Hiring acceleration in finance and data roles, paired with active work on explainability and bias assessment, signals investment in regulatory-compliant AI rather than speed-first automation.

Tech Stack 15 technologies

Core StackSalesforce PostgreSQL dbt Python Flask Trino Docker Kubernetes Apache Iceberg Microsoft Office Google Workspace Excel Azure Machine Learning Word Azure Cosmos DB

What Mulligan Funding, LLC Is Building

◆Challenges

Managing delinquent accounts
Reducing loan defaults
Improving recovery performance
Ensuring explainable decisions in regulated environment
Assessing bias in workflows
Quantifying loss rates and recovery
Maintaining liquidity and balance sheet strength
Ensuring compliance with funding agreements
Diversifying funding sources
Modernizing core lending workflows

▲Active Projects

Collection agency outsourcing process
Workout and collection activity reporting
Structured ai reasoning frameworks for credit policy
Multi layer decision hierarchies across underwriting and fraud detection
Evaluation datasets for reasoning quality
Securitization and warehouse financing initiatives
Cash flow forecasting and liquidity modeling
Capital planning and optimization
Ai-enabled lending workflow modernization
Ai-driven product vision conversion

Hiring Activity

Accelerating10 roles · 8 in 30d

Department

Finance

Data

Engineering

Sales

Seniority

Mid

Senior

Director

Junior

Principal

Staff

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About Mulligan Funding, LLC

Mulligan Funding provides working capital loans, lines of credit, merchant cash advances, and other short-term financing products to small and mid-sized businesses in the United States. The company was founded in 2008 and operates from San Diego with 51–200 employees. Their platform combines underwriting, origination, and portfolio management across acquisition, collections, and securitization workflows. Current engineering focus spans loan servicing, recovery operations, cash flow modeling, and capital optimization.

HeadquartersSan Diego, California

Company Size51–200 employees

Founded2008

Hiring MarketsUnited States, Peru

Frequently Asked Questions

What tech stack does Mulligan Funding use?

PostgreSQL, Azure Cosmos DB, dbt, Trino, Python, Flask, Docker, Kubernetes, and Azure Machine Learning. Salesforce and Microsoft Office suite for business operations.