Moladin Tech Stack

Indonesia's used car and MSME financing marketplace with AI-powered underwriting

Internet Marketplace Platforms Jakarta, Jakarta 1,001–5,000 employees Founded 2017 Privately Held

Moladin operates a marketplace connecting dealers, consumers, and small businesses to secured financing in Indonesia, with underwriting powered by AI/IoT and a regulated finance subsidiary (MOFI). The tech stack is analyst-heavy (Excel, Sheets, BigQuery, Looker, Tableau, Power BI) with emerging automation infrastructure (Kubernetes, GitHub Actions, Jenkins), but hiring is skewed 17:2 sales-to-engineering — revealing a business in operational scaling mode rather than product-led expansion. Active projects cluster around automation, credit metrics, and fundraising support, mirroring pain points in delinquency management and branch profitability.

Tech Stack 24 technologies

Core StackBigQuery Python Power BI Tableau Metabase GitLab CI/CD GitHub Actions Jenkins Prometheus Grafana Loki Kubernetes Linux Go Excel Google Sheets Looker Studio Google Apps Script JazzHR SQL Microsoft Office Google Drive Word Bash

What Moladin Is Building

◆Challenges

Reducing delinquencies in sme lending
Optimizing existing controls and risk criteria
Increasing collection rate of npl late users
Achieving branch profitability targets
Automating operational processes
Generating leads for partnerships
Fundraising activities
Credit and sales metrics
Monthly financials
Portfolio risk patterns

▲Active Projects

Automation of operational processes
Investor communications
Fundraising support
Credit and sales metrics analysis
Trackers development
Underwriting process reporting
Automation workflows for operational efficiency
Recruiting sales talent
Etl and reporting
Sme financing strategy development

Hiring Activity

Steady50 roles · 20 in 30d

Department

Sales

Finance

Ops

Data

Engineering

Seniority

Mid

Junior

Senior

Manager

Lead

Director

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About Moladin

Moladin is a marketplace platform for used-car and MSME financing in Indonesia, operating with a network of 8,000+ dealers and small businesses across more than 100 cities. The company underwrites loans secured by vehicles and property through its OJK-regulated finance subsidiary, MOFI, and maintains partnerships with Indonesia's major auto-finance firms. The operational footprint (branches, warehouses, warehouse management) and the scale of underwriting activity position it as a fintech operating company, not just a software platform. Moladin targets mid-market sellers (MSMEs and dealers) seeking faster, digital-first loan access.

HeadquartersJakarta, Jakarta

Company Size1,001–5,000 employees

Founded2017

Hiring MarketsIndonesia, Singapore

Frequently Asked Questions

What is Moladin's business model?

Moladin operates a marketplace connecting used-car dealers, consumers, and small businesses (MSMEs) to secured financing in Indonesia. The company underwrites loans backed by vehicles or property through its regulated finance subsidiary, MOFI, and earns through origination and servicing.

Where is Moladin headquartered and how large is it?

Moladin is headquartered in Jakarta, Indonesia, with 1,001–5,000 employees. It operates branches and warehouses across more than 100 Indonesian cities and is expanding hiring into Singapore.

What tech does Moladin use for analytics and underwriting?

Moladin's stack centers on Google Cloud (BigQuery, Sheets, Looker Studio) and traditional BI tools (Tableau, Power BI), with automation via GitHub Actions, Jenkins, and Kubernetes. The underwriting engine incorporates AI and IoT capabilities for loan assessment.