Mibanco, banco de la Microempresa Tech Stack

Microfinance bank scaling analytics and credit risk infrastructure across Peru

Financial Services Lima, Lima 10,001+ employees Privately Held

Mibanco is Peru's largest microfinance institution, serving 1.3M+ customers through 10,000+ employees. The tech stack reveals a data-driven operating model: Oracle + PL/SQL for core banking, combined with modern cloud analytics (Azure Data Factory, Databricks, Synapse, Power BI) and cloud storage (AWS, GCP, Azure). Active hiring across product, data, and risk functions—with a manager-to-senior mix—suggests a scaling phase focused on automating credit risk models, migrating legacy data processes, and optimizing product launch workflows.

Tech Stack 25 technologies

Core StackPL/SQL Oracle Python SAS Power BI Tableau Azure Data Factory Databricks AWS Google Analytics Google Ads R Git Azure Blob Storage Azure Cosmos DB Synapse Databricks SQL SQL Azure GCP Looker Studio Google Tag Manager Facebook Business Manager TikTok Ads

What Mibanco, banco de la Microempresa Is Building

◆Challenges

Migrating legacy data processes
Preparing evidence for audits
Automating data exploitation processes
Optimizing credit risk models
Lack of talent acquisition metrics
Improving product processes
Streamlining product launch journeys
Improving account opening processes

▲Active Projects

Automated model monitoring pipelines
Dashboard development in databricks sql or power bi
Unstructured data management with azure blob storage
Credit risk model development
Automating data exploitation processes
Roadmap experimentation
Full funnel investment strategy
Internal sales channel incentive campaigns
Product launch journey optimization
Product launch campaigns

Hiring Activity

Accelerating10 roles · 10 in 30d

Department

Product

Finance

Data

Marketing

Ops

Risk

Seniority

Mid

Manager

Senior

Junior

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About Mibanco, banco de la Microempresa

Mibanco is the microfinance subsidiary of Grupo Credicorp, operating as a specialized banking institution for small entrepreneurs across Peru. The bank's mission centers on financial inclusion, serving over 1.3 million customers nationwide and employing more than 10,000 staff. Core infrastructure runs on Oracle and PL/SQL, with analytics pipelines built on Azure (Data Factory, Cosmos DB, Synapse) and Databricks. The organization is actively working to modernize legacy data workflows, develop automated credit risk models, build dashboards for operational insight, and streamline product launch and account-opening journeys.

HeadquartersLima, Lima

Company Size10,001+ employees

Hiring MarketsPeru

Frequently Asked Questions

What is Mibanco's tech stack?

Mibanco uses Oracle and PL/SQL for core systems, with analytics on Azure (Data Factory, Cosmos DB, Synapse), Databricks, and visualization via Power BI, Tableau, and Looker Studio. Cloud platforms include AWS, Azure, and GCP for storage and compute.

How many customers does Mibanco serve?

Mibanco serves over 1.3 million customers nationwide, positioning it as the largest microfinance institution in Latin America and the second largest globally.