Live Oak Bank Tech Stack

Digital SBA lender serving small business owners across specialized verticals

Banking Wilmington, NC 501–1,000 employees Founded 2008 Public Company

Live Oak Bank is a public, cloud-native SBA lender focused on small business lending across niche verticals—veterinary, dental, pharmacy, agriculture, and others. The hiring pattern and active projects reveal a compliance-and-risk-heavy operation: finance (7 open roles) and ops (3) dominate hiring, while the project list centers on liquidity positioning, capital stress testing, and SOX compliance automation. The tech stack (AppDynamics, Splunk, Datadog, Terraform, AWS) is observability-dense, suggesting ongoing challenges with production stability and monitoring in a heavily regulated environment.

Tech Stack 18 technologies

Core StackCloudWatch Splunk Grafana Prometheus Datadog Terraform AWS Python GitLab Salesforce ServiceNow Zendesk Jira Linux AppDynamics Git Genesys Micros

What Live Oak Bank Is Building

◆Challenges

Ensuring sox compliance
Reducing loan losses
Resolving critical production issues
Organizational challenges
Monitoring liquidity metrics
Stress testing capital adequacy
Prevent loan losses
Automating evidence collection
Improving control efficiency
Optimizing funding mix

▲Active Projects

Liquidity positioning and forecasting
Investment portfolio management
Liquidity and capital stress testing
Automate evidence collection
Enhance control efficiency
Strengthen control alignment
Embedded banking platform integration
Pilot program development
Partner acquisition pipeline
Loan secondary market activities

Hiring Activity

Accelerating15 roles · 9 in 30d

Department

Finance

Ops

Engineering

Risk

Sales

Seniority

Senior

Mid

Manager

Director

Lead

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About Live Oak Bank

Live Oak Bank is a publicly traded (NYSE: LOB) digital bank chartered in 2008 and headquartered in Wilmington, NC. The bank serves small business owners across all 50 states with SBA-backed loans, deposit products (checking, savings, CDs), and advisory services. Their lending portfolio spans highly specialized niches: veterinary, dental, medical, pharmacy, self-storage, agriculture, and beverage operations. The bank operates under Live Oak Bancshares as the parent holding company. The business model centers on technology and service delivery to small business borrowers, with product offerings designed around the business lifecycle (buy, build, expand).

HeadquartersWilmington, NC

Company Size501–1,000 employees

Founded2008

Hiring MarketsUnited States

Frequently Asked Questions

What is Live Oak Bank's core business?

Live Oak is a digital SBA lender serving small business owners across 50 states in specialized verticals including veterinary, dental, pharmacy, agriculture, and self-storage lending.

What technology does Live Oak Bank use?

Cloud and observability stack: AWS, Terraform, AppDynamics, Splunk, Datadog, Prometheus, Grafana. Operations tools: Salesforce, Zendesk, ServiceNow, Jira, and Genesys for customer service.