Small business lending marketplace and direct lender platform
Kapitus operates a dual-model small business financing business: direct lending plus a marketplace connecting borrowers to a network of lending partners. The tech stack reveals a fintech operations org in mid-modernization—Java and AWS form the core (treasury system, decision automation, preapproval workflows), while Backbase (digital banking platform) and Salesforce manage the lending and customer lifecycle. Active adoption of Atlan (data cataloging) suggests data governance maturity is becoming a bottleneck as the platform scales.
Notable leadership hires: Tech Lead
Kapitus is a small business lender and lending marketplace founded in 2006, headquartered in Arlington, Virginia, with 501–1,000 employees. The company operates two parallel channels: direct lending from its own capital and a marketplace platform aggregating multiple lending partners. The product covers financing need-matching, application consolidation, underwriting automation, and merchant relationship management. Core systems run on Java and AWS (ECS, Lambda); lending operations are integrated with Salesforce and Backbase. Current priorities include scaling to market demand, modernizing the treasury system, automating decisioning, and expanding merchant coverage across the portfolio.
Java, AWS (ECS, Lambda), Backbase, Salesforce, Tableau, Power BI, Looker, Python, R, TensorFlow, Celonis, UiPath, and ChatGPT. Atlan data cataloging is under active adoption.
Yes. Engineering has 5 active open roles across mid, senior, and lead levels. Sales is the largest hiring department with 12 active roles, followed by finance (6).
Arlington, Virginia. The company was founded in 2006 and currently employs 501–1,000 people. All hiring is based in the United States.
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