Niyo Solutions Inc. Tech Stack

Travel-focused fintech for Indian outbound travelers with forex-free banking

Financial Services Bangalore, Karnatka 501–1,000 employees Founded 2015 Privately Held

Niyo operates a dual-product fintech platform targeting Indian travelers and finance users, with 6M+ active users. The tech stack—Go, gRPC, Kafka, Kubernetes on AWS—reflects a microservices-first, event-driven architecture built for scale and reliability. Active security hiring (incident response, metrics dashboards, risk controls) paired with compliance pain points (ISM adherence, security upgrade cycles) signals a maturing compliance posture; simultaneously, the product roadmap emphasizes card delivery logistics and zero-markup forex features, revealing tension between infrastructure hardening and go-to-market velocity.

Tech Stack 44 technologies

Core StackGo gRPC MongoDB Redis PostgreSQL AWS Kubernetes Docker Prometheus Grafana Elasticsearch Terraform CloudFormation Node.js Kafka RabbitMQ Java Postman Linux Jira Google Analytics HubSpot Asana Trello OAuth 2.0 JWT Gin Memcached Excel PowerPoint+8 more

What Niyo Solutions Inc. Is Building

◆Challenges

Maintaining isms compliance
Ensuring timely security upgrades
Budget alignment for security spend
Forex markups
Travel expenses
Cash management
Reducing reporting turnaround time

▲Active Projects

Incident response simulation exercise
Security metrics dashboard development
Website product development
Content operations optimization
Marketing technology integration
Bulk sourcing of business requirements
Deliver presentations of zero forex markup cards
Coordinate delivery of physical/virtual cards
Automation of reporting processes
Implementation of internal risk control matrix

Hiring Activity

Decelerating15 roles · 3 in 30d

Department

Engineering

Marketing

Sales

Design

Finance

Security

Seniority

Intern

Junior

Manager

Mid

Senior

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About Niyo Solutions Inc.

Niyo is a fintech company founded in 2015 and headquartered in Bangalore, serving 501–1,000 employees across product, operations, and compliance functions. The core business spans two segments: a travel banking product (co-branded with DCB Bank and SBM Bank India) offering VISA Signature cards, zero-markup forex, and savings accounts with up to 7.5% interest; and a broader consumer finance platform. Revenue is generated through card partnerships, forex spreads, and financial services offerings. All hiring and operations are India-based.

HeadquartersBangalore, Karnatka

Company Size501–1,000 employees

Founded2015

Hiring MarketsIndia

Frequently Asked Questions

What technology stack does Niyo Solutions use?

Niyo's backend runs on Go and Java with gRPC for service communication, MongoDB and PostgreSQL for data, Redis and Memcached for caching, and Kafka and RabbitMQ for event streaming—all orchestrated via Kubernetes on AWS with Terraform/CloudFormation for IaC.

What is Niyo Solutions building?

Near-term roadmap includes card delivery automation (physical and virtual), zero-forex-markup card marketing, website product development, security incident response, and internal risk control implementations. Longer-term focus is on reducing reporting turnaround and optimizing content operations.