G

GoCardless Tech Stack

Bank-to-bank payment platform for recurring and one-off collections

IT Services and IT Consulting London 501–1,000 employees Founded 2011 Privately Held

GoCardless operates a direct-debit and open-banking payment platform serving 100,000 businesses globally. The tech stack—Go, Python, Ruby, Kubernetes, AWS/GCP, ArgoCD—reflects a mature, containerized infrastructure built for reliability at scale. Current project velocity centers on real-time payment decisions, fraud prevention, and cash-flow forecasting, while the pain-point mix (payment success optimization, fraud reduction, integration documentation) reveals friction points in both platform stability and partner developer experience.

Tech Stack 48 technologies

Core StackGo Python Ruby Terraform AWS Kubernetes GitHub GitHub Actions ArgoCD Grafana Prometheus Elasticsearch Slack Zoom Okta NetSuite Salesforce DocuSign Ruby on Rails JavaScript TypeScript Atlantis GCP macOS Google Workspace Kandji 1Password Google Cloud Identity Qualtrics ChurnZero+17 more

What GoCardless Is Building

◆Challenges

Reducing fraud
Fraud prevention
Improving payment success
Optimizing dashboard rendering time
Reducing payment failures
Payment optimisation
Reducing manual tasks
Optimising treasury policies
Scaling partner processes
Improving integration documentation

▲Active Projects

Mvp experiments testing a hypothesis
Real-time payment decisions
Automated internal workflow system
Cash flow forecasting and reporting
Strategic partnerships and integrations
Payment intelligence product development
Develop new intelligent features for protect+
Real-time fraud prevention solutions
Building new platform components
Bank and scheme integrations

Hiring Activity

Accelerating60 roles · 30 in 30d

Department

Engineering

15

Data

11

Sales

6

Support

6

Security

5

Finance

4

Ops

4

HR

3

Seniority

Mid

27

Senior

16

Manager

12

Junior

5

Company intelligence

Find more companies like GoCardless by tech stack, pain points and active projects

Get started free

About GoCardless

GoCardless powers recurring and one-off bank-to-bank payments for mid-market and enterprise businesses across 6+ countries. The platform eliminates late payments and chasing by collecting directly from customer bank accounts via BACS, open banking, and direct debit rails. The company operates a distributed engineering organization across the UK, US, Australia, Portugal, Latvia, and France, with a 501–1,000 headcount split across engineering, data, sales, support, and security functions. Core revenue surfaces include core payment collection, fraud protection (Protect+), and emerging payment intelligence products.

HeadquartersLondon

Company Size501–1,000 employees

Founded2011

Hiring MarketsPortugal, Latvia, United Kingdom, United States, Australia, France

Frequently Asked Questions

What tech stack does GoCardless use?

Go, Python, Ruby on Rails, Terraform, Kubernetes, AWS, GCP, GitHub Actions, ArgoCD, Grafana, Prometheus, Elasticsearch, and Salesforce for finance/CRM.