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Elo Tech Stack

Brazilian payments platform serving 43M cardholders and 38 bank issuers

IT Services and IT Consulting São Paulo 501–1,000 employees Privately Held

Elo operates Brazil's largest domestic payments network with 43 million active cards and partnerships across 38 emitters. The tech stack—Redshift, Java, React, Next.js, GraphQL, MySQL, MongoDB—reflects a data-heavy backend (analytics + fraud detection) paired with modern frontend tooling. Hiring velocity is accelerating across engineering (8 roles) and product (6), with a senior-skewed mix (18 of 39 open roles), suggesting a focus on hardening payment systems rather than scaling headcount broadly; the pain-point list (fraud prevention, payment security, false-positive reduction, response-time optimization) confirms this is a defense-first operation.

Tech Stack 51 technologies

Core StackRedshift Java Power BI Python SAP React Next.js JavaScript TypeScript GraphQL MySQL MongoDB Jest Playwright Strapi Figma SQL Excel Visio Bizagi HTML CSS Yarn npm Zustand react-testing-library Vitest Git Google Tag Manager Looker Studio+21 more

What Elo Is Building

Challenges

  • Fraud prevention
  • Developing secure payment systems
  • Payment security
  • Maximizing value capture
  • Managing external learning platforms
  • Monitoring emerging fraud threats
  • Reducing false positives
  • Improving response time
  • Improving performance management process
  • Automating talent development metrics

Active Projects

  • Microservices development
  • Poc validation
  • Liquidação core services
  • Dynamic pricing model development
  • Roadmap 2030 initiatives
  • Internship program
  • Annual leadership training journey
  • Kpi implementation and monitoring
  • Implementing tax reform changes
  • Plano anual de trabalhos de auditoria interna de processos/finanças

Hiring Activity

Accelerating40 roles · 25 in 30d

Department

Engineering
8
Product
6
Finance
5
HR
3
Security
3
Executive
2
Risk
2
Audit
1

Seniority

Senior
18
Mid
14
Manager
4
Intern
1
Junior
1
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About Elo

Elo is a Brazilian fintech company providing payment infrastructure and card-issuing solutions to banks and fintechs across the country. The platform processes transactions for 43 million active cardholders and works with 38 partner emitters, handling settlement, fraud detection, and real-time payment routing. The company operates entirely within Brazil and employs 501–1,000 people, split across engineering, product, finance, risk, and audit functions. Current work includes core liquidation services, dynamic pricing models, and tax-reform compliance, layered atop a microservices architecture backed by Redshift and SQL data warehousing.

HeadquartersSão Paulo
Company Size501–1,000 employees
Hiring MarketsBrazil

Frequently Asked Questions

What is Elo's tech stack?

Elo uses Redshift and SQL for analytics, Java and GraphQL for backend services, React and Next.js for front-end, MySQL and MongoDB for transactional storage, and Power BI and Looker Studio for reporting. Testing and tooling include Jest, Playwright, and npm/Yarn.

What countries does Elo operate in?

Elo operates 100% within Brazil, headquartered in São Paulo. All hiring is currently in Brazil, and the company serves domestic banks, fintechs, and cardholders across the country.

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