Brazilian payments platform serving 43M cardholders and 38 bank issuers
Elo operates Brazil's largest domestic payments network with 43 million active cards and partnerships across 38 emitters. The tech stack—Redshift, Java, React, Next.js, GraphQL, MySQL, MongoDB—reflects a data-heavy backend (analytics + fraud detection) paired with modern frontend tooling. Hiring velocity is accelerating across engineering (8 roles) and product (6), with a senior-skewed mix (18 of 39 open roles), suggesting a focus on hardening payment systems rather than scaling headcount broadly; the pain-point list (fraud prevention, payment security, false-positive reduction, response-time optimization) confirms this is a defense-first operation.
Elo is a Brazilian fintech company providing payment infrastructure and card-issuing solutions to banks and fintechs across the country. The platform processes transactions for 43 million active cardholders and works with 38 partner emitters, handling settlement, fraud detection, and real-time payment routing. The company operates entirely within Brazil and employs 501–1,000 people, split across engineering, product, finance, risk, and audit functions. Current work includes core liquidation services, dynamic pricing models, and tax-reform compliance, layered atop a microservices architecture backed by Redshift and SQL data warehousing.
Elo uses Redshift and SQL for analytics, Java and GraphQL for backend services, React and Next.js for front-end, MySQL and MongoDB for transactional storage, and Power BI and Looker Studio for reporting. Testing and tooling include Jest, Playwright, and npm/Yarn.
Elo operates 100% within Brazil, headquartered in São Paulo. All hiring is currently in Brazil, and the company serves domestic banks, fintechs, and cardholders across the country.
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