Company profile

Earnest Tech Stack

Education and personal lending platform with in-house collections operations

Financial Services Oakland, California 201–500 employees Founded 2013 Public Company

Earnest is an Oakland-based consumer lender focused on financing higher education and personal loans, running a TypeScript, Node.js and React stack on AWS with Kubernetes, Terraform and an Airflow-plus-dbt data layer. The newest signal is operational: Verint WFM is being adopted, and job posts center on collections performance, forecasting automation and capacity modeling, pointing to a push to professionalize servicing alongside loan-volume growth.

Tech Stack 40 technologies

Core StackHubSpot Python Workday Looker Tableau Node.js TypeScript React Redux Angular React Native PostgreSQL Docker AWS FullStory Jira Braze Confluence dbt Terraform Ansible Kubernetes Apache Airflow Talkdesk Anaplan Hyperion Sequelize Mocha Chai Sinon+6 more

AdoptingVerint WFM

What Earnest Is BuildingChallenges and projects from their job posts

◆Challenges

Improving collections performance and third-party agency management
Growing loan volume and personal loan portfolio
Balancing customer experience with FDCPA compliance
Improving customer retention
Driving cross-product growth

▲Active Projects

Rolling out new workforce management platform
Automated forecasting, scheduling and capacity modeling
Scalable lending ecosystem and customer-facing applications
End-to-end collections strategy
AI integration roadmap
Customer lifecycle strategy execution

Hiring Activity

Accelerating6 roles · 2 in 30d

Department

Ops

Data

Engineering

Finance

Marketing

Seniority

Manager

Senior

Director

Staff

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About Earnest

Earnest is a consumer lending company founded in 2013 and headquartered in Oakland, California, with a remote-first workforce of 201–500 employees. It offers lending products aimed at making higher education more affordable, and it is expanding into personal loans. The company sells directly to consumers through customer-facing web and mobile lending applications. It operates in the United States under NMLS licensing and runs its own customer servicing and collections functions.

HeadquartersOakland, California

Company Size201–500 employees

Founded2013

Hiring MarketsUnited States

Frequently Asked Questions

What tech stack does Earnest use?

Earnest builds with TypeScript, Node.js, React, React Native and PostgreSQL on AWS, using Docker, Kubernetes and Terraform, with Airflow, dbt, Looker and Tableau for data and Braze and HubSpot for engagement.

Is Earnest hiring?

Yes, hiring is accelerating in the United States, spread across operations, data, engineering, finance and marketing, with a tilt toward manager, senior and director-level roles.

What is Earnest working on?

Earnest is rolling out a new workforce management platform (Verint WFM), automating forecasting and scheduling, building an end-to-end collections strategy, scaling its lending ecosystem and defining an AI integration roadmap.

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How this profile is built

Earnest's technology stack, projects, and hiring signals are inferred from public hiring and company data — career pages, public listings, and company web presence — then clustered and de-duplicated. Figures are estimates that refresh over time. Read our full methodology →

This is not an official vendor or customer list. It is a technology-adoption signal inferred from public data, intended for B2B research.