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Común Tech Stack

Digital banking platform for Latin American immigrants

Financial Services New York, NY 11–50 employees Founded 2021 Privately Held

Común operates a fintech platform built on React Native + PostgreSQL + GraphQL, serving Hispanic immigrants transitioning to digital banking. The tech stack reveals a data-heavy operation: Looker, Metabase, Tableau, scikit-learn, and TensorFlow alongside active adoption of OpenAI and LangChain suggest an aggressive pivot toward ML-driven risk and fraud detection. Project list (fraud models, credit scoring, AI agents, A/B testing) and hiring concentration (data team at 4 headcount, senior-weighted across roles) confirm this is an ML and analytics-first scaling phase, not a feature-shipping one.

What Común Is Building

Challenges

  • Transition from cash-based system to digital economy
  • Scale efficiently
  • Detect and prevent fraud
  • Optimizing acquisition and retention
  • Fraud loss reduction
  • Integrating additional banking features
  • Ensuring robustness and scalability
  • Manual workflows
  • Customer bottlenecks
  • Friction points limiting activation

Active Projects

  • Building new financial offerings
  • Designing personalized product architecture
  • Scalable operations systems
  • Ai-powered agents and workflows
  • Fraud detection model development
  • Predictive system for risk scoring
  • Data pipeline for scalable analytics
  • Fraud detection system
  • Credit and risk-scoring models
  • A/b testing framework

Hiring Activity

Decelerating10 roles · 2 in 30d

Department

Data
4
Product
3
Engineering
2
Marketing
1
Security
1

Seniority

Senior
7
Mid
2
Director
1
Lead
1

Notable leadership hires: Brand Lead

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About Común

Común provides digital banking for Hispanic immigrants in the U.S., removing friction from traditional account opening (accepting 100+ Latin American ID types), cash deposits (90K+ nationwide locations), and cross-border transfers (17 countries at competitive rates). The product includes 24/7 bilingual support. Founded in 2021 and headquartered in New York, the company operates as a small, senior-heavy team focused on fraud prevention, credit modeling, and operational scalability—core requirements for regulated financial services at thin margins.

HeadquartersNew York, NY
Company Size11–50 employees
Founded2021
Hiring MarketsUnited States, Mexico

Frequently Asked Questions

What tech stack does Común use?

React Native, Expo, TypeScript, GraphQL for frontend; Python, PostgreSQL for backend; Looker, Metabase, Tableau, pandas, scikit-learn, TensorFlow for data and ML; currently adopting OpenAI and LangChain.

What is Común working on?

Fraud detection and credit-risk scoring models, AI-powered workflow agents, personalized product architecture, scalable analytics pipelines, and A/B testing infrastructure—reflecting a focus on risk mitigation and operational efficiency.

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