Codat operates a data integration layer between financial institutions and their SMB customers' accounting/ERP systems (Xero, Intuit, Oracle, SAP, Workday). The stack—Delta Lake, Spark, dbt, Dagster, Temporal—reflects a data-heavy architecture focused on reliable extraction and transformation at scale. Active projects span infrastructure modernization, AI/ML embedding, and bank rollouts, while pain points cluster around reliability, onboarding friction, and adoption—a pattern consistent with a B2B platform scaling across fragmented customer integrations.
Codat is a UK-based fintech founded in 2017 that helps banks and fintechs access and normalize financial data from their business customers' software. The product suite targets use cases including SMB supplier onboarding, commercial lending underwriting, and share-of-wallet expansion. Codat connects to 20+ accounting, payroll, and ERP platforms and serves over 300 institutional clients globally. Operations center on data engineering (6 active hires), backend engineering (5), and product development (3), indicating deep investment in platform reliability and new capability rollout.
Codat's core stack includes Delta Lake, Apache Spark, Dagster, dbt, and Temporal for data pipelines and orchestration; Python and C# for services; Kubernetes and Terraform for infrastructure; and integrations with HubSpot, LinkedIn Ads, and Google Ads.
Codat connects to Xero, Intuit, Oracle, SAP, and Workday, enabling access to accounting, payroll, and ERP data from small and mid-market business customers of banks and fintechs.
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