AP automation and supply chain financing platform for Indian enterprises
CashFlo operates an integrated accounts-payable and supply chain financing platform designed specifically for large Indian businesses and their supplier networks. The tech stack reveals a hybrid infrastructure—legacy .NET Framework backing core financials (Java, Spring Boot, SQL Server) alongside modern data layers (Postgres, Redis, Kafka, Elasticsearch) and emerging AI tooling (ChatGPT, Jasper)—with active migration to .NET Core underway. Hiring velocity is steady across sales and engineering, but the pain-point list is dominated by a single structural problem: 70-day average payment cycles and trapped working capital, which the platform is built to compress.
Notable leadership hires: Supply Chain Finance Director
CashFlo provides accounts-payable automation and invoice-discounting services to large Indian enterprises, mid-market companies, and SMEs across sectors including healthcare, consumer, and industrial. The platform operates as a three-party marketplace connecting buyers (enterprises needing payment efficiency), suppliers (seeking faster cash conversion), and financiers (providing liquidity against purchase orders and invoices). Founded in 2019 and based in Mumbai, the company serves 50+ large enterprises and 200,000 mid-market and SME organizations. Active projects span marketing roadmap expansion for corporate buyers, trial balance migration (suggesting ERP integrations), vendor lifecycle management, and AI-powered customer acquisition—indicating growth focused on both sales efficiency and platform depth.
CashFlo runs on Java, Spring Boot, C#/ASP.NET, PostgreSQL, SQL Server, Redis, Kafka, and Elasticsearch. GCP, AWS, and Azure provide cloud infrastructure. Frontend is React. Jenkins, Ansible, Docker, and Kubernetes manage deployment. Migrating from .NET Framework to .NET Core.
Indian enterprises face 70-day average payment cycles that trap working capital. CashFlo's platform compresses this by automating AP processes and enabling invoice discounting and vendor financing—allowing suppliers faster cash conversion and buyers better cash flow management.
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