Credit card issuer, payment processor, and loan servicer with 35+ years of operating history
CardWorks operates across three distinct financial services lines—card issuance (via Merrick Bank), payment processing, and loan servicing—with a tech stack anchored in compliance and security tooling (NIST Cybersecurity Framework, Fiserv, Azure Entra ID, OnBase). Current hiring is heavily weighted toward security (7 roles) and support (5 roles), with 20 active positions across the organization. The project roadmap reflects a compliance-first posture: risk audits, IAM detective controls, security monitoring, and automation of financial reporting—typical of a regulated financial services operator scaling operations.
Notable leadership hires: Chief Accounting Officer
CardWorks is a privately held credit and payments company headquartered in Woodbury, New York, with operational centers in Orlando, Wilmington, Pittsburgh/Horsham, and South Jordan. The company manages three main business units: a direct lender offering consumer credit cards and recreational loans (operating as Merrick Bank, a top-20 US credit card issuer), a payment provider delivering full-range processing solutions for ISOs and enterprises, and an operational servicing partner providing 24/7 customer care and backup servicing for credit card and installment loan products. The organization employs 1,001–5,000 people and has maintained operations for over 35 years, with a stated focus on compliance, data governance, and long-term client relationships.
CardWorks uses Fiserv for core financial systems, Snowflake for data warehousing, Hyland OnBase for document management, and Azure Entra ID / Active Directory for identity management. Development languages include C#, .NET, JavaScript, and HTML/CSS.
CardWorks is headquartered in Woodbury, New York, with additional operations in Orlando, Wilmington, Pittsburgh/Horsham, and South Jordan, as well as virtual workforce options.
CardWorks's technology stack, projects, and hiring signals are inferred from public hiring and company data — career pages, public listings, and company web presence — then clustered and de-duplicated. Figures are estimates that refresh over time. Read our full methodology →
This is not an official vendor or customer list. It is a technology-adoption signal inferred from public data, intended for B2B research.