CardWorks Tech Stack

Credit card issuer, servicer, and payments processor serving financial institutions

Financial Services Woodbury, New York 1,001–5,000 employees Founded 1987 Privately Held

CardWorks operates across three core credit and payments businesses—card issuance (via Merrick Bank), merchant acquiring, and loan servicing—with a tech stack anchored in Fiserv, Snowflake, and .NET. The company is actively adopting Snowflake and scaling a data governance function (10 data hires against 2 engineering roles), signaling a shift toward compliance-driven analytics and operational visibility over product velocity. Active projects center on data governance frameworks, PCI tokenization, and multi-entity financial consolidation, reflecting the regulatory and servicing complexity of managing third-party credit products at scale.

Tech Stack 20 technologies

Core StackJira C# .NET JavaScript Snowflake Canva Adobe Creative Cloud Active Directory Zephyr Fiserv Hyland OnBase SQL HTML/CSS Forms Teams Microsoft 365 Exchange Online SharePoint Online OneDrive Azure Entra ID

AdoptingSnowflake

What CardWorks Is Building

◆Challenges

Data asset trustworthiness
Regulatory compliance for data governance
Remediation of audit findings
Pci data tokenization compliance
Support multi legal entity business structures
Litigation spend reduction
Risk and cost minimization
Regulatory readiness
Complicated data pipeline problems
Enhancing stakeholder awareness

▲Active Projects

Enterprise-wide data governance framework
Data integration data warehouse projects in snowflake
Cloud data platform enablement
Conference participation
Pci data tokenization & detokenization
Awards submission program
Media relations strategy
Cardworks data governance toolkit implementation
Mdm-rdm platform integration
Consolidation of company financials

Hiring Activity

Decelerating35 roles · 7 in 30d

Department

Data

Security

Finance

Marketing

Engineering

Legal

Ops

Support

Seniority

Senior

Director

Junior

Mid

Company intelligence

Find more companies like CardWorks by tech stack, pain points and active projects

Get started free

About CardWorks

CardWorks is a privately held credit and payments company headquartered in Woodbury, New York, with operational centers in Orlando, Wilmington, Pittsburgh, and South Jordan. Founded in 1987, the company operates as a top 20 credit card issuer, the largest manager and servicer of credit card and installment loan products, and a top 10 US merchant acquirer. The business model spans direct lending (consumer credit cards and recreational loans), payment processing for ISOs and large corporations, and 24/7 customer care and backup servicing. With 1,001–5,000 employees, CardWorks serves financial institutions, corporations, and consumers across a regulated, multi-entity operating structure.

HeadquartersWoodbury, New York

Company Size1,001–5,000 employees

Founded1987

Hiring MarketsUnited States

Frequently Asked Questions

What tech stack does CardWorks use?

CardWorks runs Fiserv, Snowflake, .NET, C#, SQL, and Hyland OnBase as core systems. Adoption tools include Jira, Azure Entra ID, Microsoft 365, Teams, and SharePoint. The company is actively adopting Snowflake for data warehousing.

What is CardWorks working on?

Primary initiatives include enterprise data governance, Snowflake data warehouse and cloud platform enablement, PCI tokenization compliance, MDM/RDM platform integration, and multi-legal-entity financial consolidation. Focus reflects regulatory readiness and operational servicing complexity.