Embedded lending platform connecting SMEs to financing through existing platforms
Banxware embeds loan origination into platforms and banking partners, helping SMEs access capital without leaving their workflow. The tech stack is cloud-native (AWS Lambda, DynamoDB, Kubernetes, EKS) with observability baked in (Prometheus, Grafana, Elasticsearch), revealing infrastructure-first engineering maturity. Hiring velocity is accelerating with finance and sales dominating new roles — typical for a fintech at product-market fit pushing sales coverage and risk operations.
Banxware is a Berlin-based embedded lending platform founded in 2020, serving as the integration layer between SME-focused platforms and financial institutions. The company embeds tailored loan products directly into platforms where small businesses already operate, reducing friction in the capital-access journey. Operations span product development (scoring models, new loan products), risk management (portfolio monitoring, strategy implementation), and go-to-market (sales and marketing). The 51–200 employee base is concentrated in Germany with active hiring across finance, sales, and engineering.
AWS (Lambda, DynamoDB, EKS, CDK, CodePipeline), Kubernetes, Python, SQL, Docker, Prometheus, Grafana, Elasticsearch for observability, plus HubSpot and Google Ads for go-to-market.
Berlin, Germany. Founded in 2020, all current hiring is within Germany with a team of 51–200 employees.
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